Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Societe Generale GhanaXGHA:SOGEGH 73 FCF Margin % is 206.86% as of Jun. 2026, which is 401% above its 10-year median of 41.29. GuruFocus rates XGHA:SOGEGH with a GF Score™ of 73/100 and a GF Value™ of GHS1.76 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,495 Banks companies, Societe Generale Ghana ranks better than 81.47% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Societe Generale Ghana FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Societe Generale Ghana's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Societe Generale Ghana FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Societe Generale Ghana's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Societe Generale Ghana's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Societe Generale Ghana (XGHA:SOGEGH) has a FCF Margin % of 206.86% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Societe Generale Ghana and its competitors. This is 401% above median its historical median of 41.29. According to the industry distribution chart, Societe Generale Ghana ranks #277 out of 1495 companies in the Banks industry, placing it in the top 18.5%.
Is Societe Generale Ghana's FCF Margin % too high?
Societe Generale Ghana's current FCF Margin % of 206.86% is 401% above median its 10-year median of 41.29. The Banks industry median FCF Margin % is 27.37. Societe Generale Ghana's value of 206.86% is 655.8% above this industry median. Based on the distribution chart, Societe Generale Ghana ranks #277 out of 1495 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Societe Generale Ghana has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Generale Ghana's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Societe Generale Ghana ranks #277 out of 1495 companies for FCF Margin %. This places Societe Generale Ghana in the top 19% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 27.37. Societe Generale Ghana's value of 206.86% is 655.8% above this benchmark. While the company's 10-year median is 41.29 vs. the industry median of 27.37, Societe Generale Ghana has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.37, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Societe Generale Ghana's current FCF Margin % of 206.86% is 655.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Societe Generale Ghana and its competitors. For the Banks industry, the median FCF Margin % is 27.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Societe Generale Ghana's current FCF Margin % is 206.86%, which is 401% above median its own 10-year median of 41.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Generale Ghana stock overvalued right now?
Based on GuruFocus' analysis, Societe Generale Ghana (XGHA:SOGEGH) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS1.76, compared to a current price of GHS5.98 — trading 239.8% above its estimated fair value. The current FCF Margin % is 206.86%, which is 401% above median its 10-year median of 41.29 and 655.8% above the Banks industry median of 27.37. Societe Generale Ghana's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Societe Generale Ghana (XGHA:SOGEGH), the current FCF Margin % is 206.86% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Societe Generale Ghana (XGHA:SOGEGH) Overvalued in 2026?
Based on GuruFocus' analysis, Societe Generale Ghana stock appears to be overvalued.
The current stock price of GHS5.98 is trading 239.8% above its estimated GF Value™ of GHS1.76.
GuruFocus considers Societe Generale Ghana to be Significantly Overvalued.
Key valuation signals for XGHA:SOGEGH:
FCF Margin %: 206.86% (401% above median its 10-year median of 41.29)
GF Value™: GHS1.76 vs. price of GHS5.98 (239.8% above fair value)
Industry Position: 655.8% above the Banks median (#277 of 1495)
No single metric tells the full story. See the XGHA:SOGEGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Societe Generale Ghana PLC is a financial institution that provides retail banking, corporate banking, investment banking, and other financial intermediary financial services to individuals and corporates. Its business lines include Retail Banking, Corporate Banking and Treasury. The retail banking unit serve the needs of individuals, high net worth clients, and institutional clients. Corporate banking is responsible for providing loans and other credit facilities, as well as mobilizing deposits. The Treasury unit undertakes the bank's funding activities.
73GF Score
Get the complete analysis for XGHA:SOGEGH
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XGHA:SOGEGH has been successfully added to your 
