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Societe Generale GhanaXGHA:SOGEGH -2.33%73 5-Year Yield-on-Cost % is 4.00 as of Aug. 14, 2026, which is 58% below its 10-year median of 9.50. GuruFocus rates XGHA:SOGEGH with a GF Score™ of 73/100 and a GF Value™ of GHS1.74 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,252 Banks companies, Societe Generale Ghana ranks better than 52.96% on this metric.
Societe Generale Ghana's yield on cost for the quarter that ended in Jun. 2026 was 4.00.
The historical rank and industry rank for Societe Generale Ghana's 5-Year Yield-on-Cost % or its related term are showing as below:
XGHA:SOGEGH'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.46 Med: 9.5 Max: 21.09
Current: 4
During the past 13 years, Societe Generale Ghana's highest Yield on Cost was 21.09. The lowest was 1.46. And the median was 9.50.
XGHA:SOGEGH's 5-Year Yield-on-Cost % is ranked better than 52.96% of 1252
companies
in the Banks industry
Industry Median: 3.795
vs XGHA:SOGEGH: 4.00
Societe Generale Ghana (XGHA:SOGEGH) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Societe Generale Ghana 5-Year Yield-on-Cost % Related Terms
XGHA:SOGEGH vs PNC: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Societe Generale Ghana's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Societe Generale Ghana 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Societe Generale Ghana's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Societe Generale Ghana's 5-Year Yield-on-Cost % falls into.
Societe Generale Ghana 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Societe Generale Ghana (XGHA:SOGEGH) has a 5-Year Yield-on-Cost % of 4.00 as of Aug. 14, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Societe Generale Ghana and its competitors. This is 58% below median its historical median of 9.50. Over the past decade, Societe Generale Ghana's 5-Year Yield-on-Cost % has ranged from 1.46 to 21.09. According to the industry distribution chart, Societe Generale Ghana ranks #589 out of 1252 companies in the Banks industry, placing it in the top 47%.
Is Societe Generale Ghana's 5-Year Yield-on-Cost % too high?
Societe Generale Ghana's current 5-Year Yield-on-Cost % of 4.00 is 58% below median its 10-year median of 9.50. Over the past 10 years, this metric has ranged from a low of 1.46 to a high of 21.09. The Banks industry median 5-Year Yield-on-Cost % is 3.80. Societe Generale Ghana's value of 4.00 is 5.4% above this industry median. Based on the distribution chart, Societe Generale Ghana ranks #589 out of 1252 companies in the Banks industry, which is above the industry midpoint. Overall, Societe Generale Ghana has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Generale Ghana's 5-Year Yield-on-Cost % compare to PNC?
According to the Banks industry distribution chart, Societe Generale Ghana ranks #589 out of 1252 companies for 5-Year Yield-on-Cost %. This puts Societe Generale Ghana in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.80. Societe Generale Ghana's value of 4.00 is 5.4% above this benchmark. Historically, Societe Generale Ghana's own 5-Year Yield-on-Cost % has ranged from 1.46 to 21.09 over the past decade. While the company's 10-year median is 9.50 vs. the industry median of 3.80, Societe Generale Ghana has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.80, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Societe Generale Ghana's current 5-Year Yield-on-Cost % of 4.00 is 5.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Societe Generale Ghana and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Societe Generale Ghana's current 5-Year Yield-on-Cost % is 4.00, which is 58% below median its own 10-year median of 9.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Generale Ghana stock overvalued right now?
Based on GuruFocus' analysis, Societe Generale Ghana (XGHA:SOGEGH) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS1.74, compared to a current price of GHS5.86 — trading 236.8% above its estimated fair value. The current 5-Year Yield-on-Cost % is 4.00, which is 58% below median its 10-year median of 9.50 and 5.4% above the Banks industry median of 3.80. Societe Generale Ghana's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Societe Generale Ghana (XGHA:SOGEGH), the current 5-Year Yield-on-Cost % is 4.00 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Societe Generale Ghana (XGHA:SOGEGH) Overvalued in 2026?
Based on GuruFocus' analysis, Societe Generale Ghana stock appears to be overvalued.
The current stock price of GHS5.86 is trading 236.8% above its estimated GF Value™ of GHS1.74.
GuruFocus considers Societe Generale Ghana to be Significantly Overvalued.
Key valuation signals for XGHA:SOGEGH:
5-Year Yield-on-Cost %: 4.00 (58% below median its 10-year median of 9.50)
GF Value™: GHS1.74 vs. price of GHS5.86 (236.8% above fair value)
Industry Position: 5.4% above the Banks median (#589 of 1252)
No single metric tells the full story. See the XGHA:SOGEGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Societe Generale Ghana PLC is a financial institution that provides retail banking, corporate banking, investment banking, and other financial intermediary financial services to individuals and corporates. Its business lines include Retail Banking, Corporate Banking and Treasury. The retail banking unit serve the needs of individuals, high net worth clients, and institutional clients. Corporate banking is responsible for providing loans and other credit facilities, as well as mobilizing deposits. The Treasury unit undertakes the bank's funding activities.
73GF Score
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