Societe Generale Ghana (XGHA:SOGEGH) LT-Debt-to-Total-Asset: 0.03 (As of Mar. 2026)

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XGHA:SOGEGH Societe Generale Ghana PLC XGHA:SOGEGH
63 GF Score
Price GHS6.80
GF Value GHS1.60
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Societe Generale Ghana LT-Debt-to-Total-Asset?

Societe Generale Ghana XGHA:SOGEGH 63 LT-Debt-to-Total-Asset is 0.03 as of Mar. 2026. GuruFocus rates XGHA:SOGEGH with a GF Score™ of 63/100 and a GF Value™ of GHS1.60 (Significantly Overvalued). The stock has 2 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Societe Generale Ghana's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.03.

Societe Generale Ghana's long-term debt to total assets ratio declined from Mar. 2025 (0.04) to Mar. 2026 (0.03). It may suggest that Societe Generale Ghana is progressively becoming less dependent on debt to grow their business.

Societe Generale Ghana  (XGHA:SOGEGH) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Societe Generale Ghana LT-Debt-to-Total-Asset Related Terms

Societe Generale Ghana LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Societe Generale Ghana's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Societe Generale Ghana LT-Debt-to-Total-Asset Chart

Societe Generale Ghana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.11 0.10 0.11 0.04 0.04

Societe Generale Ghana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.04 0.04 0.04 0.03
XGHA:SOGEGH
63GF Score
Societe Generale Ghana PLC XGHA:SOGEGH
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Societe Generale Ghana LT-Debt-to-Total-Asset Calculation

Societe Generale Ghana's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=334.35/9676.1
=0.03

Societe Generale Ghana's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=336.454/10623.681
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.03 mean?
Societe Generale Ghana (XGHA:SOGEGH) has a LT-Debt-to-Total-Asset of 0.03 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Societe Generale Ghana and its competitors.
Is Societe Generale Ghana's LT-Debt-to-Total-Asset too high?
Societe Generale Ghana's current LT-Debt-to-Total-Asset is 0.03. Overall, Societe Generale Ghana has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Generale Ghana's LT-Debt-to-Total-Asset compare to PNC?
Societe Generale Ghana's LT-Debt-to-Total-Asset of 0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Societe Generale Ghana and its competitors. Societe Generale Ghana's current LT-Debt-to-Total-Asset is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Generale Ghana stock overvalued right now?
Based on GuruFocus' analysis, Societe Generale Ghana (XGHA:SOGEGH) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS1.60, compared to a current price of GHS6.80 — trading 325% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.03. Societe Generale Ghana's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Societe Generale Ghana (XGHA:SOGEGH), the current LT-Debt-to-Total-Asset is 0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Societe Generale Ghana (XGHA:SOGEGH) Overvalued in 2026?

Based on GuruFocus' analysis, Societe Generale Ghana stock appears to be overvalued. The current stock price of GHS6.80 is trading 325% above its estimated GF Value™ of GHS1.60. GuruFocus considers Societe Generale Ghana to be Significantly Overvalued.

Key valuation signals for XGHA:SOGEGH:

  • LT-Debt-to-Total-Asset: 0.03
  • GF Value™: GHS1.60 vs. price of GHS6.80 (325% above fair value)
  • GF Score™: 63/100 with 2 warning signs

No single metric tells the full story. See the XGHA:SOGEGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Societe Generale Ghana Business Description

Address 2nd Crescent, Royalt Castle Road, P. O. Box: 13119, Ring Road Central, Accra, GHA
Societe Generale Ghana PLC is a financial institution that provides retail banking, corporate banking, investment banking, and other financial intermediary financial services to individuals and corporates. Its business lines include Retail Banking, Corporate Banking and Treasury. The retail banking unit serve the needs of individuals, high net worth clients, and institutional clients. Corporate banking is responsible for providing loans and other credit facilities, as well as mobilizing deposits. The Treasury unit undertakes the bank's funding activities.
63GF Score

Get the complete analysis for XGHA:SOGEGH

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS6.80
Price
GHS1.60
GF Value