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Societe Generale GhanaXGHA:SOGEGH 63 OCF Margin % is 24.56% as of Mar. 2026, which is 46% below its 10-year median of 45.88. GuruFocus rates XGHA:SOGEGH with a GF Score™ of 63/100 and a GF Value™ of GHS1.60 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,500 Banks companies, Societe Generale Ghana ranks worse than 64.13% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Societe Generale Ghana's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Societe Generale Ghana OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Societe Generale Ghana's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Societe Generale Ghana's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Societe Generale Ghana (XGHA:SOGEGH) has a OCF Margin % of 24.56% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Societe Generale Ghana and its competitors. This is 46% below median its historical median of 45.88. According to the industry distribution chart, Societe Generale Ghana ranks #962 out of 1500 companies in the Banks industry, placing it in the top 64.1%.
Is Societe Generale Ghana's OCF Margin % too high?
Societe Generale Ghana's current OCF Margin % of 24.56% is 46% below median its 10-year median of 45.88. The Banks industry median OCF Margin % is 29.49. Societe Generale Ghana's value of 24.56% is 16.7% below this industry median. Based on the distribution chart, Societe Generale Ghana ranks #962 out of 1500 companies in the Banks industry, which is below the industry midpoint. Overall, Societe Generale Ghana has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Generale Ghana's OCF Margin % compare to PNC?
According to the Banks industry distribution chart, Societe Generale Ghana ranks #962 out of 1500 companies for OCF Margin %. This places Societe Generale Ghana in the lower half of its industry. The industry median OCF Margin % is 29.49. Societe Generale Ghana's value of 24.56% is 16.7% below this benchmark. While the company's 10-year median is 45.88 vs. the industry median of 29.49, Societe Generale Ghana has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.49, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Societe Generale Ghana's current OCF Margin % of 24.56% is 16.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Societe Generale Ghana and its competitors. For the Banks industry, the median OCF Margin % is 29.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Societe Generale Ghana's current OCF Margin % is 24.56%, which is 46% below median its own 10-year median of 45.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Generale Ghana stock overvalued right now?
Based on GuruFocus' analysis, Societe Generale Ghana (XGHA:SOGEGH) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS1.60, compared to a current price of GHS6.80 — trading 325% above its estimated fair value. The current OCF Margin % is 24.56%, which is 46% below median its 10-year median of 45.88 and 16.7% below the Banks industry median of 29.49. Societe Generale Ghana's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Societe Generale Ghana (XGHA:SOGEGH), the current OCF Margin % is 24.56% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Societe Generale Ghana (XGHA:SOGEGH) Overvalued in 2026?
Based on GuruFocus' analysis, Societe Generale Ghana stock appears to be overvalued.
The current stock price of GHS6.80 is trading 325% above its estimated GF Value™ of GHS1.60.
GuruFocus considers Societe Generale Ghana to be Significantly Overvalued.
Key valuation signals for XGHA:SOGEGH:
OCF Margin %: 24.56% (46% below median its 10-year median of 45.88)
GF Value™: GHS1.60 vs. price of GHS6.80 (325% above fair value)
Industry Position: 16.7% below the Banks median (#962 of 1500)
No single metric tells the full story. See the XGHA:SOGEGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Societe Generale Ghana PLC is a financial institution that provides retail banking, corporate banking, investment banking, and other financial intermediary financial services to individuals and corporates. Its business lines include Retail Banking, Corporate Banking and Treasury. The retail banking unit serve the needs of individuals, high net worth clients, and institutional clients. Corporate banking is responsible for providing loans and other credit facilities, as well as mobilizing deposits. The Treasury unit undertakes the bank's funding activities.
63GF Score
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