SBT (Sterling Bancorp) Risk Assessment

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What is Sterling Bancorp Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Sterling Bancorp is: High Risk: High uncertainty with risk-return tradeoff.

Competitive Comparison of Sterling Bancorp's Risk Assessment

For the Banks - Regional subindustry, Sterling Bancorp's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sterling Bancorp's Risk Assessment Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Sterling Bancorp's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Sterling Bancorp's Risk Assessment falls into.

Sterling Bancorp (NAS:SBT) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Sterling Bancorp Risk Assessment Related Terms

Thank you for viewing the detailed overview of Sterling Bancorp's Risk Assessment provided by GuruFocus.com. Please click on the following links to see related term pages.

Sterling Bancorp Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Sterling Bancorp Inc (NAS:SBT) » Definitions » Risk Assessment

Comparable Companies

Traded in Other Exchanges

N/A

Address

One Towne Square, Suite 1900, Southfield, MI, USA, 48076

Website

https://www.sterlingbank.com

Sterling Bancorp Inc is a unitary thrift holding company. Its primary business is the operation of its wholly-owned subsidiary, Sterling Bank, through which it offers a range of loan products to the residential and commercial markets, as well as retail banking services. The products and services offered by the bank include saving and current accounts, demand and term deposits, payment cards, trade finance, fund transfer, treasury and cash management. It provides services such as construction loans, residential real estate, commercial real estate, commercial lines of credit and other consumer loans.

Executives

Elizabeth M. Keogh	officer: Chief Legal Officer	STERLING BANCORP, INC., ONE TOWNE SQUARE, SUITE 1900, SOUTHFIELD MI 48076
Eboh Duke Okorie	director	100 VAN REYPEN STREET, JERSEY CITY NJ 07306
Michael Donahue	director	C/O STERLING BANCORP, INC., ONE TOWNE SQUARE, SUITE 1900, SOUTHFIELD MI 48076
Erwin A. Rubenstein	10 percent owner	C/O STERLING BANCORP, INC., ONE TOWNE SQUARE, SUITE 1900, SOUTHFIELD MI 48076
Karen Knott	officer: EVP and CFO	ONE TOWNE SQUARE, SUITE 1900, SOUTHFIELD MI 48076
Thomas M Obrien	officer: CHIEF EXECUTIVE OFFICER	C/O STATE BANK OF LONG ISLAND, 2 JERICHO PLAZA, JERICHO NY 11753
John Thomas Macfarlane	10 percent owner	151 S. OLD WOODWARD AVE., STE. 200, BIRMINGHAM MI 48009
Christine Meredith	officer: CHIEF RISK OFFICER	ONE TOWNE SQUARE, SUITE 1900, SOUTHFIELD MI 48076
Kimmel Colleen	officer: GEN COUNSEL & CORP SECRETARY	ONE TOWNE SQUARE, SUITE 1900, SOUTHFIELD MI 48076
Steve Huber	officer: CHIEF FINANCIAL OFFICER	ONE TOWNE SQUARE, SUITE 1900, SOUTHFIELD MI 48076
Tracey A Dedrick	director	C/O HUDSON CITY BANCORP, INC., PARAMUS NJ 07652
Peggy Daitch	director	ONE TOWNE SQUARE, SUITE 1900, SOUTHFIELD MI 48076
Denny Kim	director	C/O WL ROSS GROUP, L.P., 1166 AVENUE OF THE AMERICAS, NEW YORK NY 10036
Steven E. Gallotta	director	ONE TOWNE SQUARE, SUITE 1900, SOUTHFIELD MI 48076
Harry S. Stern	10 percent owner	220 MONTGOMERY STREET, 15TH FLOOR, SAN FRANCISCO CA 94104