Regional Management (FRA:46F) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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Founder & CEO of GuruFocus
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FRA:46F Regional Management Corp FRA:46F
78 GF Score
Price €35.40
GF Value €32.26
! 5 Warning Signs
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What is Regional Management ROC (Joel Greenblatt) %?

Regional Management FRA:46F +1.14% 78 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates FRA:46F with a GF Score™ of 78/100 and a GF Value™ of €32.26. The stock has 5 warning signs investors should review. Among 415 Credit Services companies, Regional Management ranks worse than 240963.61% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

FRA:46F
78GF Score
Regional Management Corp FRA:46F
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Regional Management (FRA:46F) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Regional Management and its competitors. According to the industry distribution chart, Regional Management ranks #999999 out of 415 companies in the Credit Services industry.
Is Regional Management's ROC (Joel Greenblatt) % too high?
Regional Management's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Regional Management ranks #999999 out of 415 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Regional Management has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does Regional Management's ROC (Joel Greenblatt) % compare to LPRO and HTT?
According to the Credit Services industry distribution chart, Regional Management ranks #999999 out of 415 companies for ROC (Joel Greenblatt) %. This places Regional Management in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 38.99. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Credit Services company?
The median ROC (Joel Greenblatt) % among Credit Services companies is 38.99, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Regional Management and its competitors. For the Credit Services industry, the median ROC (Joel Greenblatt) % is 38.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Regional Management's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regional Management stock overvalued right now?
Regional Management (FRA:46F) has a current ROC (Joel Greenblatt) % of %. The stock's GF Value™ is €32.26, compared to a current price of €35.40 — trading 9.7% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Regional Management's overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Regional Management (FRA:46F), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Regional Management (FRA:46F) Overvalued in 2026?

Based on GuruFocus' analysis, Regional Management stock appears to be overvalued. The current stock price of €35.40 is trading 9.7% above its estimated GF Value™ of €32.26.

Key valuation signals for FRA:46F:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: €32.26 vs. price of €35.40 (9.7% above fair value)
  • GF Score™: 78/100 with 5 warning signs

No single metric tells the full story. See the FRA:46F stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Regional Management Business Description

Other Exchanges RM:USA
Address 979 Batesville Road, Suite B, Greer, SC, USA, 29651
Regional Management Corp is a diversified consumer finance company that provides installment loan products to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. The company is engaged in consumer finance. The company has the core products which are small and large installment loans. The company also offers optional payment and collateral protection insurance. The company's principal source of revenue is interest and fee income on outstanding loans.
78GF Score

Get the complete analysis for FRA:46F

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€35.40
Price
€32.26
GF Value