* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Regional Management's PEG Ratio or its related term are showing as below:
FRA:46F'
s PEG Ratio Range Over the Past 10 Years
Min: 0.19 Med: 0.78 Max: 1.97
Current: 0.97
During the past 13 years, Regional Management's highest PEG Ratio was 1.97. The lowest was 0.19. And the median was 0.78.
FRA:46F's PEG Ratio is ranked worse than 53.22% of 233
companies
in the Credit Services industry
Industry Median: 0.9
vs FRA:46F: 0.97
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Regional Management (FRA:46F) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Regional Management PEG Ratio Related Terms
Regional Management PEG Ratio Historical Data
* Premium members only.
The historical data trend for Regional Management's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Regional Management's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Regional Management PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Regional Management's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Regional Management's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Regional Management (FRA:46F) has a PEG Ratio of 0.94 as of Jul. 05, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Regional Management and its competitors. This is 21% above median its historical median of 0.78. Over the past decade, Regional Management's PEG Ratio has ranged from 0.19 to 1.97. According to the industry distribution chart, Regional Management ranks #124 out of 233 companies in the Credit Services industry, placing it in the top 53.2%.
Is Regional Management's PEG Ratio too high?
Regional Management's current PEG Ratio of 0.94 is 21% above median its 10-year median of 0.78. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 1.97. The Credit Services industry median PEG Ratio is 0.90. Regional Management's value of 0.94 is 4.4% above this industry median. Based on the distribution chart, Regional Management ranks #124 out of 233 companies in the Credit Services industry, which is below the industry midpoint. Overall, Regional Management has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does Regional Management's PEG Ratio compare to LPRO and HTT?
According to the Credit Services industry distribution chart, Regional Management ranks #124 out of 233 companies for PEG Ratio. This places Regional Management in the lower half of its industry. The industry median PEG Ratio is 0.90. Regional Management's value of 0.94 is 4.4% above this benchmark. Historically, Regional Management's own PEG Ratio has ranged from 0.19 to 1.97 over the past decade. While the company's 10-year median is 0.78 vs. the industry median of 0.90, Regional Management has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.90, based on 233 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Regional Management's current PEG Ratio of 0.94 is 4.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Regional Management and its competitors. For the Credit Services industry, the median PEG Ratio is 0.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Regional Management's current PEG Ratio is 0.94, which is 21% above median its own 10-year median of 0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regional Management stock overvalued right now?
Regional Management (FRA:46F) has a current PEG Ratio of 0.94. The stock's GF Value™ is €31.33, compared to a current price of €34.80 — trading 11.1% above its estimated fair value. The current PEG Ratio is 0.94, which is 21% above median its 10-year median of 0.78 and 4.4% above the Credit Services industry median of 0.90. Regional Management's overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Regional Management (FRA:46F), the current PEG Ratio is 0.94 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Regional Management (FRA:46F) Overvalued in 2026?
Based on GuruFocus' analysis, Regional Management stock appears to be overvalued.
The current stock price of €34.80 is trading 11.1% above its estimated GF Value™ of €31.33.
Key valuation signals for FRA:46F:
PEG Ratio: 0.94 (21% above median its 10-year median of 0.78)
GF Value™: €31.33 vs. price of €34.80 (11.1% above fair value)
Industry Position: 4.4% above the Credit Services median (#124 of 233)
No single metric tells the full story. See the FRA:46F stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Regional Management Corp is a diversified consumer finance company that provides installment loan products to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. The company is engaged in consumer finance. The company has the core products which are small and large installment loans. The company also offers optional payment and collateral protection insurance. The company's principal source of revenue is interest and fee income on outstanding loans.
78GF Score
Get the complete analysis for FRA:46F
PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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