Regional Management (FRA:46F) ROE % Adjusted to Book Value: 15.52% (As of Mar. 2026)


FRA:46F Regional Management Corp FRA:46F
78 GF Score
Price €34.80
GF Value €31.33
! 5 Warning Signs
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What is Regional Management ROE % Adjusted to Book Value?

Regional Management FRA:46F -2.79% 78 ROE % Adjusted to Book Value is 15.52% as of Mar. 2026. GuruFocus rates FRA:46F with a GF Score™ of 78/100 and a GF Value™ of €31.33. The stock has 5 warning signs investors should review.

Regional Management's ROE % for the quarter that ended in Mar. 2026 was 12.26%. Regional Management's PB Ratio for the quarter that ended in Mar. 2026 was 0.79. Regional Management's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 15.52%.


Regional Management ROE % Adjusted to Book Value Related Terms


Regional Management ROE % Adjusted to Book Value Historical Data

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The historical data trend for Regional Management's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Regional Management ROE % Adjusted to Book Value Chart

Regional Management Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.64 21.01 6.57 13.30 11.62

Regional Management Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.07 13.78 14.75 14.02 15.52

FRA:46F vs LPRO, HTT, LX: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, Regional Management's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Regional Management ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Regional Management's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Regional Management's ROE % Adjusted to Book Value falls into.


FRA:46F
78GF Score
Regional Management Corp FRA:46F
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Regional Management ROE % Adjusted to Book Value Calculation

Regional Management's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.50% / 0.99
=11.62%

Regional Management's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.26% / 0.79
=15.52%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 15.52% mean?
Regional Management (FRA:46F) has a ROE % Adjusted to Book Value of 15.52% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Regional Management and its competitors.
Is Regional Management's ROE % Adjusted to Book Value too high?
Regional Management's current ROE % Adjusted to Book Value is 15.52%. Overall, Regional Management has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does Regional Management's ROE % Adjusted to Book Value compare to LPRO and HTT?
Regional Management's ROE % Adjusted to Book Value of 15.52% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Regional Management and its competitors. Regional Management's current ROE % Adjusted to Book Value is 15.52%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regional Management stock overvalued right now?
Regional Management (FRA:46F) has a current ROE % Adjusted to Book Value of 15.52%. The stock's GF Value™ is €31.33, compared to a current price of €34.80 — trading 11.1% above its estimated fair value. The current ROE % Adjusted to Book Value is 15.52%. Regional Management's overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Regional Management (FRA:46F), the current ROE % Adjusted to Book Value is 15.52% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Regional Management (FRA:46F) Overvalued in 2026?

Based on GuruFocus' analysis, Regional Management stock appears to be overvalued. The current stock price of €34.80 is trading 11.1% above its estimated GF Value™ of €31.33.

Key valuation signals for FRA:46F:

  • ROE % Adjusted to Book Value: 15.52%
  • GF Value™: €31.33 vs. price of €34.80 (11.1% above fair value)
  • GF Score™: 78/100 with 5 warning signs

No single metric tells the full story. See the FRA:46F stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Regional Management Business Description

Other Exchanges RM:USA
Address 979 Batesville Road, Suite B, Greer, SC, USA, 29651
Regional Management Corp is a diversified consumer finance company that provides installment loan products to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. The company is engaged in consumer finance. The company has the core products which are small and large installment loans. The company also offers optional payment and collateral protection insurance. The company's principal source of revenue is interest and fee income on outstanding loans.
78GF Score

Get the complete analysis for FRA:46F

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€34.80
Price
€31.33
GF Value