Regional Management (FRA:46F) Margin of Safety % (DCF Dividends Based): 70.78% (As of Jul. 05, 2026)


FRA:46F Regional Management Corp FRA:46F
78 GF Score
Price €34.80
GF Value €31.33
! 5 Warning Signs
View Full Analysis

What is Regional Management Margin of Safety % (DCF Dividends Based)?

Regional Management FRA:46F -2.79% 78 Margin of Safety % (DCF Dividends Based) is 70.78% as of Jul. 05, 2026. GuruFocus rates FRA:46F with a GF Score™ of 78/100 and a GF Value™ of €31.33. The stock has 5 warning signs investors should review.

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-07-05), Regional Management's Predictability Rank is 5-Stars. Regional Management's intrinsic value calculated from the Discounted Dividend model is €57.51 and current share price is €34.80. Consequently,

Regional Management's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is 70.78%.

FRA:46F vs LPRO, HTT, LX: Margin of Safety % (DCF Dividends Based) Comparison

For the Credit Services subindustry, Regional Management's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Regional Management Margin of Safety % (DCF Dividends Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Regional Management's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Regional Management's Margin of Safety % (DCF Dividends Based) falls into.


FRA:46F
78GF Score
Regional Management Corp FRA:46F
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Regional Management Margin of Safety % (DCF Dividends Based) Calculation

Regional Management's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(119.08-34.80)/119.08
=70.78 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

What does a Margin of Safety % (DCF Dividends Based) of 70.78% mean?
Regional Management (FRA:46F) has a Margin of Safety % (DCF Dividends Based) of 70.78% as of Jul. 05, 2026. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Regional Management.
Is Regional Management's Margin of Safety % (DCF Dividends Based) too high?
Regional Management's current Margin of Safety % (DCF Dividends Based) is 70.78%. Overall, Regional Management has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does Regional Management's Margin of Safety % (DCF Dividends Based) compare to LPRO and HTT?
Regional Management's Margin of Safety % (DCF Dividends Based) of 70.78% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Dividends Based) for a Credit Services company?
A good Margin of Safety % (DCF Dividends Based) depends on the Credit Services industry context. However, Margin of Safety % (DCF Dividends Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Dividends Based) mean?
A high Margin of Safety % (DCF Dividends Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Regional Management. Regional Management's current Margin of Safety % (DCF Dividends Based) is 70.78%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regional Management stock overvalued right now?
Regional Management (FRA:46F) has a current Margin of Safety % (DCF Dividends Based) of 70.78%. The stock's GF Value™ is €31.33, compared to a current price of €34.80 — trading 11.1% above its estimated fair value. The current Margin of Safety % (DCF Dividends Based) is 70.78%. Regional Management's overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Dividends Based) calculated?
Margin of Safety % (DCF Dividends Based) is calculated from a company's financial statements. For Regional Management (FRA:46F), the current Margin of Safety % (DCF Dividends Based) is 70.78% as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Regional Management (FRA:46F) Overvalued in 2026?

Based on GuruFocus' analysis, Regional Management stock appears to be overvalued. The current stock price of €34.80 is trading 11.1% above its estimated GF Value™ of €31.33.

Key valuation signals for FRA:46F:

  • Margin of Safety % (DCF Dividends Based): 70.78%
  • GF Value™: €31.33 vs. price of €34.80 (11.1% above fair value)
  • GF Score™: 78/100 with 5 warning signs

No single metric tells the full story. See the FRA:46F stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Regional Management Business Description

Other Exchanges RM:USA
Address 979 Batesville Road, Suite B, Greer, SC, USA, 29651
Regional Management Corp is a diversified consumer finance company that provides installment loan products to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. The company is engaged in consumer finance. The company has the core products which are small and large installment loans. The company also offers optional payment and collateral protection insurance. The company's principal source of revenue is interest and fee income on outstanding loans.
78GF Score

Get the complete analysis for FRA:46F

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€34.80
Price
€31.33
GF Value