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Regional Management (FRA:46F) Scaled Net Operating Assets : 0.96 (As of Mar. 2024)


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What is Regional Management Scaled Net Operating Assets?

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Regional Management's operating assets for the quarter that ended in Mar. 2024 was €1,612.3 Mil. Regional Management's operating liabilities for the quarter that ended in Mar. 2024 was €27.4 Mil. Regional Management's Total Assets for the quarter that ended in Dec. 2023 was €1,645.6 Mil. Therefore, Regional Management's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2024 was 0.96.

Regional Management Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Regional Management's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2023 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2023 )
=(Operating Assets (A: Dec. 2023 )-Operating Liabilities (A: Dec. 2023 ))/Total Assets (A: Dec. 2022 )
=(1641.446-37.085)/1628.388
=0.99

where

Operating Assets(A: Dec. 2023 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1645.581 - 4.135
=1641.446

Operating Liabilities(A: Dec. 2023 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1350.057 - 1088.362 - 224.61
=37.085

Regional Management's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2024 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2024 )
=(Operating Assets (Q: Mar. 2024 )-Operating Liabilities (Q: Mar. 2024 ))/Total Assets (Q: Dec. 2023 )
=(1612.33-27.381)/1645.581
=0.96

where

Operating Assets(Q: Mar. 2024 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1616.208 - 3.878
=1612.33

Operating Liabilities(Q: Mar. 2024 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1306.665 - 1046.717 - 232.567
=27.381

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Regional Management Scaled Net Operating Assets Related Terms

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Regional Management (FRA:46F) Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Regional Management Corp (FRA:46F) » Definitions » Scaled Net Operating Assets
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Traded in Other Exchanges
RM:USA
Address
979 Batesville Road, Suite B, Greer, SC, USA, 29651
Website
https://www.regionalmanagement.com
Regional Management Corp is a diversified consumer finance company that provides installment loan products to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. It is engaged in consumer finance. The company has the core products which are small and large installment loans. The company also offers optional payment and collateral protection insurance. The company's principal source of revenue is interest and fee income on outstanding loans.