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Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Regional Management's selling, general, & admin. expense for the
three
months ended in Mar. 2026 was €49.5 Mil.
Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Mar. 2026 was €195.5 Mil.
Regional Management (FRA:46F) Selling, General, & Admin. Expense Explanation
An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.
Warren Buffett likes companies with consistent SGA as the percentage of gross profit.
Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.
If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.
Regional Management Selling, General, & Admin. Expense Related Terms
Regional Management Selling, General, & Admin. Expense Historical Data
* Premium members only.
The historical data trend for Regional Management's Selling, General, & Admin. Expense can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Regional Management Selling, General, & Admin. Expense Chart
FRA:46F vs HTT, LPRO, OPRT: Selling, General, & Admin. Expense Comparison
For the Credit Services subindustry, Regional Management's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Regional Management Selling, General, & Admin. Expense vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Regional Management's Selling, General, & Admin. Expense distribution charts can be found below:
* The bar in red indicates where Regional Management's Selling, General, & Admin. Expense falls into.
Regional Management Selling, General, & Admin. Expense Calculation
Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.
Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €195.5 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Selling, General, & Admin. Expense of €195.5 Mil mean?
Regional Management (FRA:46F) has a Selling, General, & Admin. Expense of €195.5 Mil as of Mar. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Regional Management and its competitors.
Is Regional Management's Selling, General, & Admin. Expense too high?
Regional Management's current Selling, General, & Admin. Expense is €195.5 Mil. Overall, Regional Management has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does Regional Management's Selling, General, & Admin. Expense compare to HTT and LPRO?
Regional Management's Selling, General, & Admin. Expense of €195.5 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Credit Services company?
A good Selling, General, & Admin. Expense depends on the Credit Services industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Regional Management and its competitors. Regional Management's current Selling, General, & Admin. Expense is €195.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regional Management stock overvalued right now?
Regional Management (FRA:46F) has a current Selling, General, & Admin. Expense of €195.5 Mil. The stock's GF Value™ is €32.09, compared to a current price of €35.00 — trading 9.1% above its estimated fair value. The current Selling, General, & Admin. Expense is €195.5 Mil. Regional Management's overall GF Score™ is 79/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Regional Management (FRA:46F), the current Selling, General, & Admin. Expense is €195.5 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Regional Management (FRA:46F) Overvalued in 2026?
Based on GuruFocus' analysis, Regional Management stock appears to be overvalued.
The current stock price of €35.00 is trading 9.1% above its estimated GF Value™ of €32.09.
Key valuation signals for FRA:46F:
Selling, General, & Admin. Expense: €195.5 Mil
GF Value™: €32.09 vs. price of €35.00 (9.1% above fair value)
No single metric tells the full story. See the FRA:46F stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Regional Management Corp is a diversified consumer finance company that provides installment loan products to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. The company is engaged in consumer finance. The company has the core products which are small and large installment loans. The company also offers optional payment and collateral protection insurance. The company's principal source of revenue is interest and fee income on outstanding loans.
79GF Score
Get the complete analysis for FRA:46F
Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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