SMBC (Southern Missouri Bancorp) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


SMBC Southern Missouri Bancorp Inc SMBC
69 GF Score
Price $75.99
GF Value $61.36
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Southern Missouri Bancorp ROC (Joel Greenblatt) %?

Southern Missouri Bancorp SMBC -0.07% 69 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates SMBC with a GF Score™ of 69/100 and a GF Value™ of $61.36 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 46 Banks companies, Southern Missouri Bancorp ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

SMBC
69GF Score
Southern Missouri Bancorp Inc SMBC
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Southern Missouri Bancorp (SMBC) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Southern Missouri Bancorp and its competitors. According to the industry distribution chart, Southern Missouri Bancorp ranks #999999 out of 46 companies in the Banks industry.
Is Southern Missouri Bancorp's ROC (Joel Greenblatt) % too high?
Southern Missouri Bancorp's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Southern Missouri Bancorp ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Southern Missouri Bancorp has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southern Missouri Bancorp's ROC (Joel Greenblatt) % compare to PGC and FCBC?
According to the Banks industry distribution chart, Southern Missouri Bancorp ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Southern Missouri Bancorp in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 69.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 69.14, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Southern Missouri Bancorp and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 69.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Southern Missouri Bancorp's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southern Missouri Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Southern Missouri Bancorp (SMBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $61.36, compared to a current price of $75.99 — trading 23.8% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Southern Missouri Bancorp's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Southern Missouri Bancorp (SMBC), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southern Missouri Bancorp (SMBC) Overvalued in 2026?

Based on GuruFocus' analysis, Southern Missouri Bancorp stock appears to be overvalued. The current stock price of $75.99 is trading 23.8% above its estimated GF Value™ of $61.36. GuruFocus considers Southern Missouri Bancorp to be Modestly Overvalued.

Key valuation signals for SMBC:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $61.36 vs. price of $75.99 (23.8% above fair value)
  • GF Score™: 69/100 with 8 warning signs

No single metric tells the full story. See the SMBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Southern Missouri Bancorp Business Description

Address 2991 Oak Grove Road, Poplar Bluff, MO, USA, 63901
Southern Missouri Bancorp Inc is a USA-based holding company for Southern Missouri Savings Bank. The principal business of the bank consists of attracting retail deposits from the general public and using such deposits along with wholesale funding from the Federal Home Loan Bank of Des Moines, and to a lesser extent, brokered deposits, to invest in one- to four-family residential mortgage loans, mortgage loans secured by commercial real estate, commercial non-mortgage business loans, and consumer loans. It is engaged in providing the range of banking and financial services to individuals and corporate customers in its market areas. The company derives revenue principally from interest earned on loans, debt securities, bank card interchange fees, loan late charges and another fee income.
69GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$75.99
Price
$61.36
GF Value