Southern Missouri Bancorp's ROE % for the quarter that ended in Mar. 2026 was 12.45%. Southern Missouri Bancorp's PB Ratio for the quarter that ended in Mar. 2026 was 1.23.
Southern Missouri Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 10.12%.
Southern Missouri Bancorp ROE % Adjusted to Book Value Related Terms
Southern Missouri Bancorp ROE % Adjusted to Book Value Historical Data
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The historical data trend for Southern Missouri Bancorp's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Southern Missouri Bancorp ROE % Adjusted to Book Value Chart
SMBC vs PGC, HBIA, SPFI: ROE % Adjusted to Book Value Comparison
For the Banks - Regional subindustry, Southern Missouri Bancorp's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Southern Missouri Bancorp ROE % Adjusted to Book Value vs Banks Industry
For the Banks industry and Financial Services sector, Southern Missouri Bancorp's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where Southern Missouri Bancorp's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 10.12% mean?
Southern Missouri Bancorp (SMBC) has a ROE % Adjusted to Book Value of 10.12% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Southern Missouri Bancorp and its competitors.
Is Southern Missouri Bancorp's ROE % Adjusted to Book Value too high?
Southern Missouri Bancorp's current ROE % Adjusted to Book Value is 10.12%. Overall, Southern Missouri Bancorp has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southern Missouri Bancorp's ROE % Adjusted to Book Value compare to PGC and HBIA?
Southern Missouri Bancorp's ROE % Adjusted to Book Value of 10.12% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Southern Missouri Bancorp and its competitors. Southern Missouri Bancorp's current ROE % Adjusted to Book Value is 10.12%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southern Missouri Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Southern Missouri Bancorp (SMBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $61.11, compared to a current price of $76.52 — trading 25.2% above its estimated fair value. The current ROE % Adjusted to Book Value is 10.12%. Southern Missouri Bancorp's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Southern Missouri Bancorp (SMBC), the current ROE % Adjusted to Book Value is 10.12% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Southern Missouri Bancorp (SMBC) Overvalued in 2026?
Based on GuruFocus' analysis, Southern Missouri Bancorp stock appears to be overvalued.
The current stock price of $76.52 is trading 25.2% above its estimated GF Value™ of $61.11.
GuruFocus considers Southern Missouri Bancorp to be Modestly Overvalued.
Key valuation signals for SMBC:
ROE % Adjusted to Book Value: 10.12%
GF Value™: $61.11 vs. price of $76.52 (25.2% above fair value)
No single metric tells the full story. See the SMBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Southern Missouri Bancorp Inc is a USA-based holding company for Southern Missouri Savings Bank. The principal business of the bank consists of attracting retail deposits from the general public and using such deposits along with wholesale funding from the Federal Home Loan Bank of Des Moines, and to a lesser extent, brokered deposits, to invest in one- to four-family residential mortgage loans, mortgage loans secured by commercial real estate, commercial non-mortgage business loans, and consumer loans. It is engaged in providing the range of banking and financial services to individuals and corporate customers in its market areas. The company derives revenue principally from interest earned on loans, debt securities, bank card interchange fees, loan late charges and another fee income.
69GF Score
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