SMBC (Southern Missouri Bancorp) 14-Day RSI: 55.02 (As of Jul. 10, 2026)


SMBC Southern Missouri Bancorp Inc SMBC
69 GF Score
Price $74.42
GF Value $61.40
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Southern Missouri Bancorp 14-Day RSI?

Southern Missouri Bancorp SMBC -0.44% 69 14-Day RSI is 55.02 as of Jul. 10, 2026. GuruFocus rates SMBC with a GF Score™ of 69/100 and a GF Value™ of $61.40 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,605 Banks companies, Southern Missouri Bancorp ranks worse than 58.38% on this metric.

The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30.

As of today (2026-07-10), Southern Missouri Bancorp's 14-Day RSI is 55.02.

The industry rank for Southern Missouri Bancorp's 14-Day RSI or its related term are showing as below:

SMBC's 14-Day RSI is ranked worse than
58.38% of 1605 companies
in the Banks industry
Industry Median: 54.32 vs SMBC: 55.02

Southern Missouri Bancorp  (NAS:SMBC) 14-Day RSI Explanation

The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.

Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.

RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections.


Southern Missouri Bancorp 14-Day RSI Related Terms


SMBC vs PGC, FCBC, CCBG: 14-Day RSI Comparison

For the Banks - Regional subindustry, Southern Missouri Bancorp's 14-Day RSI, along with its competitors' market caps and 14-Day RSI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Southern Missouri Bancorp 14-Day RSI vs Banks Industry

For the Banks industry and Financial Services sector, Southern Missouri Bancorp's 14-Day RSI distribution charts can be found below:

* The bar in red indicates where Southern Missouri Bancorp's 14-Day RSI falls into.


SMBC
69GF Score
Southern Missouri Bancorp Inc SMBC
14-Day RSI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Southern Missouri Bancorp  (NAS:SMBC) 14-Day RSI Calculation

The formula for calculating RSI is:

RSI=100[ 100 / ( 1 + Average Gain / Average Loss )]

* Note that the formula uses a positive value for the average loss.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 14-Day RSI →
What does a 14-Day RSI of 55.02 mean?
Southern Missouri Bancorp (SMBC) has a 14-Day RSI of 55.02 as of Jul. 10, 2026. Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. View historical data on Southern Missouri Bancorp and its competitors. According to the industry distribution chart, Southern Missouri Bancorp ranks #937 out of 1605 companies in the Banks industry, placing it in the top 58.4%.
Is Southern Missouri Bancorp's 14-Day RSI too high?
Southern Missouri Bancorp's current 14-Day RSI is 55.02. The Banks industry median 14-Day RSI is 54.32. Southern Missouri Bancorp's value of 55.02 is 1.3% above this industry median. Based on the distribution chart, Southern Missouri Bancorp ranks #937 out of 1605 companies in the Banks industry, which is below the industry midpoint. Overall, Southern Missouri Bancorp has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southern Missouri Bancorp's 14-Day RSI compare to PGC and FCBC?
According to the Banks industry distribution chart, Southern Missouri Bancorp ranks #937 out of 1605 companies for 14-Day RSI. This places Southern Missouri Bancorp in the lower half of its industry. The industry median 14-Day RSI is 54.32. Southern Missouri Bancorp's value of 55.02 is 1.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 14-Day RSI for a Banks company?
The median 14-Day RSI among Banks companies is 54.32, based on 1,605 companies in the industry. Companies in the top quartile (top 25%) have a 14-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 14-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Southern Missouri Bancorp's current 14-Day RSI of 55.02 is 1.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 14-Day RSI mean?
A high 14-Day RSI can signal that a stock is expensive relative to its fundamentals. Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. View historical data on Southern Missouri Bancorp and its competitors. For the Banks industry, the median 14-Day RSI is 54.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Southern Missouri Bancorp's current 14-Day RSI is 55.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southern Missouri Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Southern Missouri Bancorp (SMBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $61.40, compared to a current price of $74.42 — trading 21.2% above its estimated fair value. The current 14-Day RSI is 55.02 and 1.3% above the Banks industry median of 54.32. Southern Missouri Bancorp's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 14-Day RSI calculated?
14-Day RSI is calculated from a company's financial statements. For Southern Missouri Bancorp (SMBC), the current 14-Day RSI is 55.02 as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southern Missouri Bancorp (SMBC) Overvalued in 2026?

Based on GuruFocus' analysis, Southern Missouri Bancorp stock appears to be overvalued. The current stock price of $74.42 is trading 21.2% above its estimated GF Value™ of $61.40. GuruFocus considers Southern Missouri Bancorp to be Modestly Overvalued.

Key valuation signals for SMBC:

  • 14-Day RSI: 55.02
  • GF Value™: $61.40 vs. price of $74.42 (21.2% above fair value)
  • GF Score™: 69/100 with 8 warning signs
  • Industry Position: 1.3% above the Banks median (#937 of 1605)

No single metric tells the full story. See the SMBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Southern Missouri Bancorp Business Description

Address 2991 Oak Grove Road, Poplar Bluff, MO, USA, 63901
Southern Missouri Bancorp Inc is a USA-based holding company for Southern Missouri Savings Bank. The principal business of the bank consists of attracting retail deposits from the general public and using such deposits along with wholesale funding from the Federal Home Loan Bank of Des Moines, and to a lesser extent, brokered deposits, to invest in one- to four-family residential mortgage loans, mortgage loans secured by commercial real estate, commercial non-mortgage business loans, and consumer loans. It is engaged in providing the range of banking and financial services to individuals and corporate customers in its market areas. The company derives revenue principally from interest earned on loans, debt securities, bank card interchange fees, loan late charges and another fee income.
69GF Score

Get the complete analysis for SMBC

14-Day RSI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$74.42
Price
$61.40
GF Value