SMBC (Southern Missouri Bancorp) Earnings Yield (Joel Greenblatt) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SMBC Southern Missouri Bancorp Inc SMBC
72 GF Score
Price $71.78
GF Value $64.01
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Southern Missouri Bancorp Earnings Yield (Joel Greenblatt) %?

Earnings Yield (Joel Greenblatt) % does not apply to banks.

SMBC
72GF Score
Southern Missouri Bancorp Inc SMBC
Earnings Yield (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Southern Missouri Bancorp (SMBC) Overvalued in 2026?

Based on GuruFocus' analysis, Southern Missouri Bancorp stock appears to be overvalued. The current stock price of $71.78 is trading 12.1% above its estimated GF Value™ of $64.01. GuruFocus considers Southern Missouri Bancorp to be Modestly Overvalued.

Key valuation signals for SMBC:

  • Earnings Yield (Joel Greenblatt) %:
  • GF Value™: $64.01 vs. price of $71.78 (12.1% above fair value)
  • GF Score™: 72/100 with 8 warning signs

No single metric tells the full story. See the SMBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Southern Missouri Bancorp Business Description

Address 2991 Oak Grove Road, Poplar Bluff, MO, USA, 63901
Southern Missouri Bancorp Inc is a bank holding company headquartered in Poplar Bluff, Missouri, operating primarily through its subsidiary, Southern Bank. The bank serves individuals, small and midsized businesses, and municipalities across Missouri, Arkansas, Illinois, Kansas, and surrounding regions through a branch network and digital channels. Its lending activities center on commercial real estate loans, commercial and industrial loans, one- to four-family residential mortgages, construction loans, agricultural loans, and consumer credit. Funding comes mainly from retail and commercial deposits, supplemented by wholesale borrowings from the Federal Home Loan Bank and brokered deposits. Revenue is derived principally from net interest income on loans and investment securities, along with noninterest income from service charges, bank card interchange fees, loan fees, and wealth management services. The company has expanded through acquisitions of community banks and operates as a traditional community-oriented financial institution.
72GF Score

Get the complete analysis for SMBC

Earnings Yield (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$71.78
Price
$64.01
GF Value