SMBC (Southern Missouri Bancorp) Tariff Resilience Score: 8/10 (As of Jun. 30, 2026)


SMBC Southern Missouri Bancorp Inc SMBC
69 GF Score
Price $76.21
GF Value $61.11
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Southern Missouri Bancorp Tariff Resilience Score?

Southern Missouri Bancorp SMBC +0.16% 69 Tariff Resilience Score is 8 as of Jun. 30, 2026. GuruFocus rates SMBC with a GF Score™ of 69/100 and a GF Value™ of $61.11 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,609 Banks companies, Southern Missouri Bancorp ranks better than 78.74% on this metric.

Southern Missouri Bancorp has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Southern Missouri Bancorp has Primarily a regional bank with limited direct exposure to international trade. Minimal global supply chain dependencies and negligible impact from tariffs on financial services.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Southern Missouri Bancorp might have Highly Resilient.

Southern Missouri Bancorp  (NAS:SMBC) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Southern Missouri Bancorp Tariff Resilience Score Related Terms

SMBC vs PGC, FCBC, CCBG: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Southern Missouri Bancorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Southern Missouri Bancorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Southern Missouri Bancorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Southern Missouri Bancorp's Tariff Resilience Score falls into.


SMBC
69GF Score
Southern Missouri Bancorp Inc SMBC
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Southern Missouri Bancorp (SMBC) has a Tariff Resilience Score of 8 as of Jun. 30, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Southern Missouri Bancorp ranks #342 out of 1609 companies in the Banks industry, placing it in the top 21.3%.
Is Southern Missouri Bancorp's Tariff Resilience Score too high?
Southern Missouri Bancorp's current Tariff Resilience Score is 8. Based on the distribution chart, Southern Missouri Bancorp ranks #342 out of 1609 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Southern Missouri Bancorp has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southern Missouri Bancorp's Tariff Resilience Score compare to PGC and FCBC?
According to the Banks industry distribution chart, Southern Missouri Bancorp ranks #342 out of 1609 companies for Tariff Resilience Score. This places Southern Missouri Bancorp in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Southern Missouri Bancorp's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southern Missouri Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Southern Missouri Bancorp (SMBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $61.11, compared to a current price of $76.21 — trading 24.7% above its estimated fair value. The current Tariff Resilience Score is 8. Southern Missouri Bancorp's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Southern Missouri Bancorp (SMBC), the current Tariff Resilience Score is 8 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southern Missouri Bancorp (SMBC) Overvalued in 2026?

Based on GuruFocus' analysis, Southern Missouri Bancorp stock appears to be overvalued. The current stock price of $76.21 is trading 24.7% above its estimated GF Value™ of $61.11. GuruFocus considers Southern Missouri Bancorp to be Modestly Overvalued.

Key valuation signals for SMBC:

  • Tariff Resilience Score: 8
  • GF Value™: $61.11 vs. price of $76.21 (24.7% above fair value)
  • GF Score™: 69/100 with 8 warning signs

No single metric tells the full story. See the SMBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Southern Missouri Bancorp Business Description

Address 2991 Oak Grove Road, Poplar Bluff, MO, USA, 63901
Southern Missouri Bancorp Inc is a USA-based holding company for Southern Missouri Savings Bank. The principal business of the bank consists of attracting retail deposits from the general public and using such deposits along with wholesale funding from the Federal Home Loan Bank of Des Moines, and to a lesser extent, brokered deposits, to invest in one- to four-family residential mortgage loans, mortgage loans secured by commercial real estate, commercial non-mortgage business loans, and consumer loans. It is engaged in providing the range of banking and financial services to individuals and corporate customers in its market areas. The company derives revenue principally from interest earned on loans, debt securities, bank card interchange fees, loan late charges and another fee income.
69GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$76.21
Price
$61.11
GF Value