SMBC (Southern Missouri Bancorp) Total Liabilities: $4,568.0 Mil (As of Mar. 2026)


SMBC Southern Missouri Bancorp Inc SMBC
68 GF Score
Price $76.52
GF Value $61.11
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Southern Missouri Bancorp Total Liabilities?

Southern Missouri Bancorp SMBC +2.72% 68 Total Liabilities is $4,568.0 Mil as of Mar. 2026. GuruFocus rates SMBC with a GF Score™ of 68/100 and a GF Value™ of $61.11 (Modestly Overvalued). The stock has 8 warning signs investors should review.

Southern Missouri Bancorp's Total Liabilities for the quarter that ended in Mar. 2026 was $4,568.0 Mil.

Southern Missouri Bancorp's quarterly Total Liabilities increased from Sep. 2025 ($4,476.11 Mil) to Dec. 2025 ($4,527.03 Mil) and increased from Dec. 2025 ($4,527.03 Mil) to Mar. 2026 ($4,567.95 Mil).

Southern Missouri Bancorp's annual Total Liabilities increased from Jun. 2023 ($3,914.15 Mil) to Jun. 2024 ($4,115.57 Mil) and increased from Jun. 2024 ($4,115.57 Mil) to Jun. 2025 ($4,474.92 Mil).


Southern Missouri Bancorp Total Liabilities Related Terms


Southern Missouri Bancorp Total Liabilities Historical Data

* Premium members only.

The historical data trend for Southern Missouri Bancorp's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Southern Missouri Bancorp Total Liabilities Chart

Southern Missouri Bancorp Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,417.11 2,894.01 3,914.15 4,115.57 4,474.92

Southern Missouri Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,447.71 4,474.92 4,476.11 4,527.03 4,567.95
SMBC
68GF Score
Southern Missouri Bancorp Inc SMBC
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Southern Missouri Bancorp Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Southern Missouri Bancorp's Total Liabilities for the fiscal year that ended in Jun. 2025 is calculated as

Total Liabilities=Total Assets (A: Jun. 2025 )-Total Equity (A: Jun. 2025 )
=5019.607-544.692
=4,474.9

Southern Missouri Bancorp's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=5141.464-573.51
=4,568.0

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of $4,568.0 Mil mean?
Southern Missouri Bancorp (SMBC) has a Total Liabilities of $4,568.0 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Southern Missouri Bancorp and its competitors.
Is Southern Missouri Bancorp's Total Liabilities too high?
Southern Missouri Bancorp's current Total Liabilities is $4,568.0 Mil. Overall, Southern Missouri Bancorp has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southern Missouri Bancorp's Total Liabilities compare to PGC and FCBC?
Southern Missouri Bancorp's Total Liabilities of $4,568.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Southern Missouri Bancorp and its competitors. Southern Missouri Bancorp's current Total Liabilities is $4,568.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southern Missouri Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Southern Missouri Bancorp (SMBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $61.11, compared to a current price of $76.52 — trading 25.2% above its estimated fair value. The current Total Liabilities is $4,568.0 Mil. Southern Missouri Bancorp's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Southern Missouri Bancorp (SMBC), the current Total Liabilities is $4,568.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southern Missouri Bancorp (SMBC) Overvalued in 2026?

Based on GuruFocus' analysis, Southern Missouri Bancorp stock appears to be overvalued. The current stock price of $76.52 is trading 25.2% above its estimated GF Value™ of $61.11. GuruFocus considers Southern Missouri Bancorp to be Modestly Overvalued.

Key valuation signals for SMBC:

  • Total Liabilities: $4,568.0 Mil
  • GF Value™: $61.11 vs. price of $76.52 (25.2% above fair value)
  • GF Score™: 68/100 with 8 warning signs

No single metric tells the full story. See the SMBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Southern Missouri Bancorp Business Description

Address 2991 Oak Grove Road, Poplar Bluff, MO, USA, 63901
Southern Missouri Bancorp Inc is a USA-based holding company for Southern Missouri Savings Bank. The principal business of the bank consists of attracting retail deposits from the general public and using such deposits along with wholesale funding from the Federal Home Loan Bank of Des Moines, and to a lesser extent, brokered deposits, to invest in one- to four-family residential mortgage loans, mortgage loans secured by commercial real estate, commercial non-mortgage business loans, and consumer loans. It is engaged in providing the range of banking and financial services to individuals and corporate customers in its market areas. The company derives revenue principally from interest earned on loans, debt securities, bank card interchange fees, loan late charges and another fee income.
68GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$76.52
Price
$61.11
GF Value