Ponce Financial Group (FRA:73V0) ROC %: % (As of Mar. 2026)


FRA:73V0 Ponce Financial Group Inc FRA:73V0
61 GF Score
Price €17.00
GF Value €13.25
! 5 Warning Signs
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What is Ponce Financial Group ROC %?

Ponce Financial Group FRA:73V0 +1.19% 61 ROC % is % as of Mar. 2026. GuruFocus rates FRA:73V0 with a GF Score™ of 61/100 and a GF Value™ of €13.25. The stock has 5 warning signs investors should review.

ROC %does not apply to banks.

FRA:73V0
61GF Score
Ponce Financial Group Inc FRA:73V0
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Ponce Financial Group (FRA:73V0) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Ponce Financial Group and its competitors.
Is Ponce Financial Group's ROC % too high?
Ponce Financial Group's current ROC % is %. Overall, Ponce Financial Group has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Ponce Financial Group's ROC % compare to FFMR and BWFG?
Ponce Financial Group's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Ponce Financial Group and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ponce Financial Group's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ponce Financial Group stock overvalued right now?
Ponce Financial Group (FRA:73V0) has a current ROC % of %. The stock's GF Value™ is €13.25, compared to a current price of €17.00 — trading 28.3% above its estimated fair value. The current ROC % is %. Ponce Financial Group's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Ponce Financial Group (FRA:73V0), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ponce Financial Group (FRA:73V0) Overvalued in 2026?

Based on GuruFocus' analysis, Ponce Financial Group stock appears to be overvalued. The current stock price of €17.00 is trading 28.3% above its estimated GF Value™ of €13.25.

Key valuation signals for FRA:73V0:

  • ROC %: %
  • GF Value™: €13.25 vs. price of €17.00 (28.3% above fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the FRA:73V0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ponce Financial Group Business Description

Other Exchanges PDLB:USA
Address 2244 Westchester Avenue, Bronx, NY, USA, 10462
Ponce Financial Group Inc, is a United States-based holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in mortgage loans, consisting of one-to-four-family residential, multi-family residential, non-residential property and construction and land, and, to a lesser extent, business, and consumer loans. The company also invests in securities, which consists of securities issued by the U.S. Government and federal agencies and mortgage-backed securities issued by the United States government-sponsored enterprises. Some of the products and services include checking solutions, online and mobile banking, merchant credit card services, and others.
61GF Score

Get the complete analysis for FRA:73V0

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€17.00
Price
€13.25
GF Value