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Ponce Financial Group has the GF Score of 61, which implies that the company
might have
Poor future performance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes Ponce Financial Group
might have
Poor future performance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Ponce Financial Group (FRA:73V0) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Ponce Financial Group GF Score Related Terms
FRA:73V0 vs FFMR, BWFG, BSVN: GF Score Comparison
For the Banks - Regional subindustry, Ponce Financial Group's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ponce Financial Group GF Score vs Banks Industry
For the Banks industry and Financial Services sector, Ponce Financial Group's GF Score distribution charts can be found below:
* The bar in red indicates where Ponce Financial Group's GF Score falls into.
Ponce Financial Group (FRA:73V0) has a GF Score of 61 as of Jul. 14, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Ponce Financial Group and its competitors. This is near median its historical median of 61.00. Over the past decade, Ponce Financial Group's GF Score has ranged from 45.00 to 70.00.
Is Ponce Financial Group's GF Score too high?
Ponce Financial Group's current GF Score of 61 is near median its 10-year median of 61.00. Over the past 10 years, this metric has ranged from a low of 45.00 to a high of 70.00. Overall, Ponce Financial Group has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Ponce Financial Group's GF Score compare to FFMR and BWFG?
Ponce Financial Group's GF Score of 61 can be compared against companies in the Banks industry. Historically, Ponce Financial Group's own GF Score has ranged from 45.00 to 70.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Ponce Financial Group and its competitors. Ponce Financial Group's current GF Score is 61, which is near median its own 10-year median of 61.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ponce Financial Group stock overvalued right now?
Ponce Financial Group (FRA:73V0) has a current GF Score of 61. The stock's GF Value™ is €12.07, compared to a current price of €15.50 — trading 28.4% above its estimated fair value. The current GF Score is 61, which is near median its 10-year median of 61.00. Ponce Financial Group's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Ponce Financial Group (FRA:73V0), the current GF Score is 61 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ponce Financial Group (FRA:73V0) Overvalued in 2026?
Based on GuruFocus' analysis, Ponce Financial Group stock appears to be overvalued.
The current stock price of €15.50 is trading 28.4% above its estimated GF Value™ of €12.07.
Key valuation signals for FRA:73V0:
GF Score: 61 (near median its 10-year median of 61.00)
GF Value™: €12.07 vs. price of €15.50 (28.4% above fair value)
No single metric tells the full story. See the FRA:73V0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ponce Financial Group Inc, is a United States-based holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in mortgage loans, consisting of one-to-four-family residential, multi-family residential, non-residential property and construction and land, and, to a lesser extent, business, and consumer loans. The company also invests in securities, which consists of securities issued by the U.S. Government and federal agencies and mortgage-backed securities issued by the United States government-sponsored enterprises. Some of the products and services include checking solutions, online and mobile banking, merchant credit card services, and others.
61GF Score
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