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Ponce Financial Group (FRA:73V0) Cyclically Adjusted PS Ratio : 3.50 (As of May. 25, 2025)


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What is Ponce Financial Group Cyclically Adjusted PS Ratio?

As of today (2025-05-25), Ponce Financial Group's current share price is €11.60. Ponce Financial Group's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec24 was €3.31. Ponce Financial Group's Cyclically Adjusted PS Ratio for today is 3.50.

The historical rank and industry rank for Ponce Financial Group's Cyclically Adjusted PS Ratio or its related term are showing as below:

FRA:73V0' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 3.54   Med: 3.64   Max: 3.8
Current: 3.71

During the past 10 years, Ponce Financial Group's highest Cyclically Adjusted PS Ratio was 3.80. The lowest was 3.54. And the median was 3.64.

FRA:73V0's Cyclically Adjusted PS Ratio is ranked worse than
71.52% of 1243 companies
in the Banks industry
Industry Median: 2.7 vs FRA:73V0: 3.71

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Ponce Financial Group's adjusted revenue per share data of for the fiscal year that ended in Dec24 was €3.436. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €3.31 for the trailing ten years ended in Dec24.

Shiller PE for Stocks: The True Measure of Stock Valuation


Ponce Financial Group Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Ponce Financial Group's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Ponce Financial Group Cyclically Adjusted PS Ratio Chart

Ponce Financial Group Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - 3.62

Ponce Financial Group Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - 3.62 -

Competitive Comparison of Ponce Financial Group's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, Ponce Financial Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ponce Financial Group's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Ponce Financial Group's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Ponce Financial Group's Cyclically Adjusted PS Ratio falls into.


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Ponce Financial Group Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Ponce Financial Group's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=11.60/3.31
=3.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ponce Financial Group's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec24 is calculated as:

For example, Ponce Financial Group's adjusted Revenue per Share data for the fiscal year that ended in Dec24 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec24 (Change)*Current CPI (Dec24)
=3.436/133.1571*133.1571
=3.436

Current CPI (Dec24) = 133.1571.

Ponce Financial Group Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201512 3.279 99.792 4.375
201612 3.352 101.863 4.382
201712 1.582 104.011 2.025
201812 1.916 105.998 2.407
201912 2.072 108.420 2.545
202012 2.444 109.897 2.961
202112 3.654 117.630 4.136
202212 2.953 125.222 3.140
202312 2.968 129.419 3.054
202412 3.436 133.157 3.436

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Ponce Financial Group  (FRA:73V0) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Ponce Financial Group Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Ponce Financial Group's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Ponce Financial Group Business Description

Traded in Other Exchanges
Address
2244 Westchester Avenue, Bronx, NY, USA, 10462
Ponce Financial Group Inc, is a United States-based holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in mortgage loans, consisting of one-to-four-family residential, multi-family residential, non-residential property and construction and land, and, to a lesser extent, business, and consumer loans. The company also invests in securities, which consists of securities issued by the U.S. Government and federal agencies and mortgage-backed securities issued by the United States government-sponsored enterprises. Some of the products and services include checking solutions, online and mobile banking, merchant credit card services, and others.

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