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FISI (Financial Institutions) 5-Year Yield-on-Cost % : 5.53 (As of Jul. 14, 2025)


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What is Financial Institutions 5-Year Yield-on-Cost %?

Financial Institutions's yield on cost for the quarter that ended in Mar. 2025 was 5.53.


The historical rank and industry rank for Financial Institutions's 5-Year Yield-on-Cost % or its related term are showing as below:

FISI' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.8   Med: 4.21   Max: 9.35
Current: 5.53


During the past 13 years, Financial Institutions's highest Yield on Cost was 9.35. The lowest was 2.80. And the median was 4.21.


FISI's 5-Year Yield-on-Cost % is ranked better than
63.35% of 1288 companies
in the Banks industry
Industry Median: 4.515 vs FISI: 5.53

Competitive Comparison of Financial Institutions's 5-Year Yield-on-Cost %

For the Banks - Regional subindustry, Financial Institutions's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Financial Institutions's 5-Year Yield-on-Cost % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Financial Institutions's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Financial Institutions's 5-Year Yield-on-Cost % falls into.


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Financial Institutions 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Financial Institutions is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5

Financial Institutions  (NAS:FISI) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Financial Institutions 5-Year Yield-on-Cost % Related Terms

Thank you for viewing the detailed overview of Financial Institutions's 5-Year Yield-on-Cost % provided by GuruFocus.com. Please click on the following links to see related term pages.


Financial Institutions Business Description

Traded in Other Exchanges
Address
220 Liberty Street, Warsaw, NY, USA, 14569
Financial Institutions Inc operates as a financial holding company, engages in the provision of a wide range of consumer and commercial banking services to individuals, municipalities, and businesses in Western and Central New York. It operates through one segment: The Banking segment which includes all of the company's retail and commercial banking operations.
Executives
Mark Zupan director 1041 PITTSFORD VICTOR ROAD, PITTSFORD NY 14534
Laurie R Collins officer: Senior Vice President 220 LIBERTY STREET, WARSAW NY 14569
Plants William Jack Ii officer: Chief Financial Officer 220 LIBERTY STREET, WARSAW NY 14569
Kevin B Quinn officer: Senior Vice President 220 LIBERTY STREET, WARSAW NY 14569
Gary A. Pacos officer: Chief Risk Officer 220 LIBERTY STREET, WARSAW NY 14569
Burruano Samuel J Jr officer: Senior Vice President 220 LIBERTY STREET, WARSAW NY 14569
Martin Kearney Birmingham officer: Senior Vice President 220 LIBERTY STREET, WARSAW NY 14569
Kim E Vangelder director 220 LIBERTY STREET, WARSAW NY 14569
Robert M Glaser director 220 LIBERTY STREET, WARSAW NY 14569
Robert N Latella director 220 LIBERTY, WARSAW NY 14569
Donald Boswell director WESTERN NY PUBLIC BROADCASTING ASSOC, HORIZONS PLAZA 140 LOWER TERRACE, BUFFALO NY 14202
Dorn Andrew W Jr director 2421 MAIN STREET, BUFFALO NY 14214
Susan R Holliday director 220 LIBERTY ST, WARSAW NY 14569
Samuel M Gullo director 220 LIBERTY ST, WARSAW NY 14569
Bruce W Harting director 1185 PARK AVENUE, 6D, NEW YORK NY 10128