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Some businesses have very light assets, such as software companies or insurance agencies. The Price-to-Book Ratio does not work well for these companies. Some companies even have negative equity, so the Price-to-Book Ratio cannot be applied to them.
Pathward Financial Price-to-Tangible-Book Related Terms
Pathward Financial Price-to-Tangible-Book Historical Data
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The historical data trend for Pathward Financial's Price-to-Tangible-Book can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CASH vs GABC, RBCAA, TFIN: Price-to-Tangible-Book Comparison
For the Banks - Regional subindustry, Pathward Financial's Price-to-Tangible-Book, along with its competitors' market caps and Price-to-Tangible-Book data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pathward Financial Price-to-Tangible-Book vs Banks Industry
For the Banks industry and Financial Services sector, Pathward Financial's Price-to-Tangible-Book distribution charts can be found below:
* The bar in red indicates where Pathward Financial's Price-to-Tangible-Book falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called PB Ratio. The difference between Price-to-Tangible-Book Ratio and PB Ratio is that book value other than intangibles are used in the calculation.
Pathward Financial (CASH) has a Price-to-Tangible-Book of 3.17 as of Aug. 27, 2026. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Pathward Financial and its competitors. According to the industry distribution chart, Pathward Financial ranks #1432 out of 1498 companies in the Banks industry, placing it in the top 95.6%.
Is Pathward Financial's Price-to-Tangible-Book too high?
Pathward Financial's current Price-to-Tangible-Book is 3.17. The Banks industry median Price-to-Tangible-Book is 1.20. Pathward Financial's value of 3.17 is 165.3% above this industry median. Based on the distribution chart, Pathward Financial ranks #1432 out of 1498 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Pathward Financial has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pathward Financial's Price-to-Tangible-Book compare to GABC and RBCAA?
According to the Banks industry distribution chart, Pathward Financial ranks #1432 out of 1498 companies for Price-to-Tangible-Book. This places Pathward Financial in the lower half of its industry. The industry median Price-to-Tangible-Book is 1.20. Pathward Financial's value of 3.17 is 165.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Tangible-Book for a Banks company?
The median Price-to-Tangible-Book among Banks companies is 1.20, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Tangible-Book significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Tangible-Book should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pathward Financial's current Price-to-Tangible-Book of 3.17 is 165.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Tangible-Book mean?
A high Price-to-Tangible-Book can signal that a stock is expensive relative to its fundamentals. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Pathward Financial and its competitors. For the Banks industry, the median Price-to-Tangible-Book is 1.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pathward Financial's current Price-to-Tangible-Book is 3.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pathward Financial stock overvalued right now?
Based on GuruFocus' analysis, Pathward Financial (CASH) is currently considered Modestly Undervalued. The stock's GF Value™ is $95.36, compared to a current price of $81.97 — trading 14% below its estimated fair value. The current Price-to-Tangible-Book is 3.17 and 165.3% above the Banks industry median of 1.20. Pathward Financial's overall GF Score™ is 72/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Tangible-Book calculated?
Price-to-Tangible-Book is calculated from a company's financial statements. For Pathward Financial (CASH), the current Price-to-Tangible-Book is 3.17 as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pathward Financial (CASH) Overvalued in 2026?
Based on GuruFocus' analysis, Pathward Financial stock appears to be undervalued.
The current stock price of $81.97 is trading 14% below its estimated GF Value™ of $95.36.
GuruFocus considers Pathward Financial to be Modestly Undervalued.
Key valuation signals for CASH:
Price-to-Tangible-Book: 3.17
GF Value™: $95.36 vs. price of $81.97 (14% below fair value)
Industry Position: 165.3% above the Banks median (#1432 of 1498)
No single metric tells the full story. See the CASH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pathward Financial Inc is a unitary savings and loan holding company. It's a wholly owned full-service banking subsidiary of Meta Financial, is both a community-oriented financial institution offering a variety of financial services to meet the needs of the communities it serves, and a payments company providing services on a nationwide basis. It operates through three reportable segments: Consumer: The Consumer segment includes the Partner Solutions business line, which collaborates with partners to navigate payment and lending needs; Commercial: The Commercial segment includes the Company's Commercial Finance business line, which helps businesses access funds needed to launch, operate, and grow; and Corporate Services. The majority of the revenue is generated from Consumer segment.
72GF Score
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Price-to-Tangible-Book is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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