CASH (Pathward Financial) Shiller PE Ratio: (As of Sep. 21, 2026)

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CASH Pathward Financial Inc CASH
72 GF Score
Price $75.90
GF Value $84.92
Valuation Modestly Undervalued
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What is Pathward Financial Shiller PE Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Pathward Financial  (NAS:CASH) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Pathward Financial Shiller PE Ratio Related Terms


Pathward Financial Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Pathward Financial's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pathward Financial Shiller PE Ratio Chart

Pathward Financial Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 26.12 13.24 14.98 17.56 16.30

Pathward Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.82 16.05 15.00 17.56 16.65

CASH vs BFC, TFIN, TCBK: Shiller PE Ratio Comparison

For the Banks - Regional subindustry, Pathward Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pathward Financial Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Pathward Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Pathward Financial's Shiller PE Ratio falls into.


CASH
72GF Score
Pathward Financial Inc CASH
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Pathward Financial Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Pathward Financial's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, Pathward Financial's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.3674/333.9520*333.9520
=1.367

Current CPI (Jun. 2026) = 333.9520.

Pathward Financial Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 0.233 241.428 0.323
201612 0.047 241.432 0.065
201703 1.140 243.801 1.561
201706 0.347 244.955 0.473
201709 0.062 246.819 0.083
201712 0.160 246.524 0.217
201803 1.077 249.554 1.442
201806 0.232 251.989 0.308
201809 0.244 252.439 0.322
201812 0.391 251.233 0.519
201903 0.813 254.202 1.068
201906 0.752 256.143 0.980
201909 0.533 256.759 0.693
201912 0.562 256.974 0.731
202003 1.454 258.115 1.881
202006 0.525 257.797 0.681
202009 0.380 260.280 0.488
202012 0.838 260.474 1.075
202103 1.838 264.877 2.317
202106 1.212 271.696 1.489
202109 0.499 274.310 0.607
202112 1.995 278.802 2.390
202203 1.657 287.504 1.925
202206 0.763 296.311 0.859
202209 0.806 296.808 0.907
202212 0.977 296.797 1.099
202303 1.985 301.836 2.196
202306 1.679 305.109 1.838
202309 1.361 307.789 1.477
202312 1.342 306.746 1.461
202403 2.740 312.332 2.930
202406 1.778 314.175 1.890
202409 1.343 315.301 1.422
202412 1.229 315.605 1.301
202503 3.142 319.799 3.281
202506 1.815 322.561 1.879
202509 1.693 324.800 1.740
202512 1.569 324.054 1.617
202603 3.354 330.213 3.392
202606 1.367 333.952 1.367

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Pathward Financial (CASH) Overvalued in 2026?

Based on GuruFocus' analysis, Pathward Financial stock appears to be undervalued. The current stock price of $75.90 is trading 10.6% below its estimated GF Value™ of $84.92. GuruFocus considers Pathward Financial to be Modestly Undervalued.

Key valuation signals for CASH:

  • Shiller PE Ratio:
  • GF Value™: $84.92 vs. price of $75.90 (10.6% below fair value)
  • GF Score™: 72/100

No single metric tells the full story. See the CASH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pathward Financial Business Description

Other Exchanges FM7:Germany
Address 5501 South Broadband Lane, Sioux Falls, SD, USA, 57108
Pathward Financial Inc is a unitary savings and loan holding company. It's a wholly owned full-service banking subsidiary of Meta Financial, is both a community-oriented financial institution offering a variety of financial services to meet the needs of the communities it serves, and a payments company providing services on a nationwide basis. It operates through three reportable segments: Consumer: The Consumer segment includes the Partner Solutions business line, which collaborates with partners to navigate payment and lending needs; Commercial: The Commercial segment includes the Company's Commercial Finance business line, which helps businesses access funds needed to launch, operate, and grow; and Corporate Services. The majority of the revenue is generated from Consumer segment.
72GF Score

Get the complete analysis for CASH

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$75.90
Price
$84.92
GF Value