Pathward FinancialCASH +0.43%73 Dividend Payout Ratio is 0.02 as of Mar. 2026, which is 67% below its 10-year median of 0.06. GuruFocus rates CASH with a GF Score™ of 73/100 and a GF Value™ of $88.69 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,168 Banks companies, Pathward Financial ranks better than 99.49% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Pathward Financial's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.02.
The historical rank and industry rank for Pathward Financial's Dividend Payout Ratio or its related term are showing as below:
CASH'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.02 Med: 0.06 Max: 0.13
Current: 0.02
During the past 13 years, the highest Dividend Payout Ratio of Pathward Financial was 0.13. The lowest was 0.02. And the median was 0.06.
CASH's Dividend Payout Ratio is ranked better than 99.49% of 1168
companies
in the Banks industry
Industry Median: 0.32
vs CASH: 0.02
During the past 10 years, the average Dividends Per Share Growth Rate was 1.80% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Pathward Financial was 33.70% per year. The lowest was 0.00% per year. And the median was 0.00% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Pathward Financial (NAS:CASH) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Pathward Financial Dividend Payout Ratio Related Terms
Pathward Financial Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Pathward Financial's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CASH vs CHCO, LOB, TFIN: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, Pathward Financial's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pathward Financial Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Pathward Financial's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Pathward Financial's Dividend Payout Ratio falls into.
Pathward Financial Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Pathward Financial's Dividend Payout Ratio for the fiscal year that ended in Sep. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pathward Financial (CASH) has a Dividend Payout Ratio of 0.02 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Pathward Financial and its competitors. This is 67% below median its historical median of 0.06. Over the past decade, Pathward Financial's Dividend Payout Ratio has ranged from 0.02 to 0.13. According to the industry distribution chart, Pathward Financial ranks #6 out of 1168 companies in the Banks industry, placing it in the top 0.5%.
Is Pathward Financial's Dividend Payout Ratio too high?
Pathward Financial's current Dividend Payout Ratio of 0.02 is 67% below median its 10-year median of 0.06. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.13. The Banks industry median Dividend Payout Ratio is 0.32. Pathward Financial's value of 0.02 is 93.8% below this industry median. Based on the distribution chart, Pathward Financial ranks #6 out of 1168 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Pathward Financial has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pathward Financial's Dividend Payout Ratio compare to CHCO and LOB?
According to the Banks industry distribution chart, Pathward Financial ranks #6 out of 1168 companies for Dividend Payout Ratio. This places Pathward Financial in the top 1% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Pathward Financial's value of 0.02 is 93.8% below this benchmark. Historically, Pathward Financial's own Dividend Payout Ratio has ranged from 0.02 to 0.13 over the past decade. While the company's 10-year median is 0.06 vs. the industry median of 0.32, Pathward Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pathward Financial's current Dividend Payout Ratio of 0.02 is 93.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Pathward Financial and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pathward Financial's current Dividend Payout Ratio is 0.02, which is 67% below median its own 10-year median of 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pathward Financial stock overvalued right now?
Based on GuruFocus' analysis, Pathward Financial (CASH) is currently considered Fairly Valued. The stock's GF Value™ is $88.69, compared to a current price of $86.82 — trading 2.1% below its estimated fair value. The current Dividend Payout Ratio is 0.02, which is 67% below median its 10-year median of 0.06 and 93.8% below the Banks industry median of 0.32. Pathward Financial's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Pathward Financial (CASH), the current Dividend Payout Ratio is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pathward Financial (CASH) Overvalued in 2026?
Based on GuruFocus' analysis, Pathward Financial stock appears to be undervalued.
The current stock price of $86.82 is trading 2.1% below its estimated GF Value™ of $88.69.
GuruFocus considers Pathward Financial to be Fairly Valued.
Key valuation signals for CASH:
Dividend Payout Ratio: 0.02 (67% below median its 10-year median of 0.06)
GF Value™: $88.69 vs. price of $86.82 (2.1% below fair value)
Industry Position: 93.8% below the Banks median (#6 of 1168)
No single metric tells the full story. See the CASH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pathward Financial Inc is a unitary savings and loan holding company. It's a wholly owned full-service banking subsidiary of Meta Financial, is both a community-oriented financial institution offering a variety of financial services to meet the needs of the communities it serves, and a payments company providing services on a nationwide basis. It operates through three reportable segments: Consumer: The Consumer segment includes the Partner Solutions business line, which collaborates with partners to navigate payment and lending needs; Commercial: The Commercial segment includes the Company's Commercial Finance business line, which helps businesses access funds needed to launch, operate, and grow; and Corporate Services. The majority of the revenue is generated from Consumer segment.
73GF Score
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