Pathward FinancialCASH +0.21%73 Median PS Value is $87.87 as of Jun. 25, 2026, which is 8959% above its 10-year median of 0.97. GuruFocus rates CASH with a GF Score™ of 73/100 and a GF Value™ of $88.69 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,042 Banks companies, Pathward Financial ranks better than 64.59% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Pathward Financial's Median PS Value or its related term are showing as below:
CASH'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.52 Med: 0.97 Max: 4.56
Current: 0.99
During the past 13 years, the highest Price to Median PS Value of Pathward Financial was 4.56. The lowest was 0.52. And the median was 0.97.
CASH's Price-to-Median-PS-Value is ranked better than 64.59% of 1042
companies
in the Banks industry
Industry Median: 1.1
vs CASH: 0.99
Pathward Financial (NAS:CASH) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Pathward Financial's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
86.63
/
87.87
=
0.99
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pathward Financial Median PS Value Related Terms
Pathward Financial Median PS Value Historical Data
* Premium members only.
The historical data trend for Pathward Financial's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CASH vs CHCO, LOB, TFIN: Median PS Value Comparison
For the Banks - Regional subindustry, Pathward Financial's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pathward Financial Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Pathward Financial's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Pathward Financial's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 2.8743.
Pathward Financial's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $30.571.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pathward Financial (CASH) has a Median PS Value of $87.87 as of Jun. 25, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Pathward Financial and its competitors. This is 8959% above median its historical median of 0.97. Over the past decade, Pathward Financial's Median PS Value has ranged from 0.52 to 4.56. According to the industry distribution chart, Pathward Financial ranks #369 out of 1042 companies in the Banks industry, placing it in the top 35.4%.
Is Pathward Financial's Median PS Value too high?
Pathward Financial's current Median PS Value of $87.87 is 8959% above median its 10-year median of 0.97. Over the past 10 years, this metric has ranged from a low of 0.52 to a high of 4.56. The Banks industry median Median PS Value is 1.10. Pathward Financial's value of $87.87 is 7888.2% above this industry median. Based on the distribution chart, Pathward Financial ranks #369 out of 1042 companies in the Banks industry, which is above the industry midpoint. Overall, Pathward Financial has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pathward Financial's Median PS Value compare to CHCO and LOB?
According to the Banks industry distribution chart, Pathward Financial ranks #369 out of 1042 companies for Median PS Value. This puts Pathward Financial in the upper half of its industry. The industry median Median PS Value is 1.10. Pathward Financial's value of $87.87 is 7888.2% above this benchmark. Historically, Pathward Financial's own Median PS Value has ranged from 0.52 to 4.56 over the past decade. While the company's 10-year median is 0.97 vs. the industry median of 1.10, Pathward Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.10, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pathward Financial's current Median PS Value of $87.87 is 7888.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Pathward Financial and its competitors. For the Banks industry, the median Median PS Value is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pathward Financial's current Median PS Value is $87.87, which is 8959% above median its own 10-year median of 0.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pathward Financial stock overvalued right now?
Based on GuruFocus' analysis, Pathward Financial (CASH) is currently considered Fairly Valued. The stock's GF Value™ is $88.69, compared to a current price of $86.63 — trading 2.3% below its estimated fair value. The current Median PS Value is $87.87, which is 8959% above median its 10-year median of 0.97 and 7888.2% above the Banks industry median of 1.10. Pathward Financial's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Pathward Financial (CASH), the current Median PS Value is $87.87 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pathward Financial (CASH) Overvalued in 2026?
Based on GuruFocus' analysis, Pathward Financial stock appears to be undervalued.
The current stock price of $86.63 is trading 2.3% below its estimated GF Value™ of $88.69.
GuruFocus considers Pathward Financial to be Fairly Valued.
Key valuation signals for CASH:
Median PS Value: $87.87 (8959% above median its 10-year median of 0.97)
GF Value™: $88.69 vs. price of $86.63 (2.3% below fair value)
Industry Position: 7888.2% above the Banks median (#369 of 1042)
No single metric tells the full story. See the CASH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pathward Financial Inc is a unitary savings and loan holding company. It's a wholly owned full-service banking subsidiary of Meta Financial, is both a community-oriented financial institution offering a variety of financial services to meet the needs of the communities it serves, and a payments company providing services on a nationwide basis. It operates through three reportable segments: Consumer: The Consumer segment includes the Partner Solutions business line, which collaborates with partners to navigate payment and lending needs; Commercial: The Commercial segment includes the Company's Commercial Finance business line, which helps businesses access funds needed to launch, operate, and grow; and Corporate Services. The majority of the revenue is generated from Consumer segment.
73GF Score
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