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Pathward FinancialCASH +0.30%73 3-Year EPS without NRI Growth Rate is 17.90% as of Mar. 2026, which is 15% above its 10-year median of 15.60. GuruFocus rates CASH with a GF Score™ of 73/100 and a GF Value™ of $92.11 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,413 Banks companies, Pathward Financial ranks better than 73.67% on this metric.
During the past 12 months, Pathward Financial's average EPS without NRI Growth Rate was 21.90% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 17.90% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 24.40% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 23.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Pathward Financial was 37.40% per year. The lowest was -38.10% per year. And the median was 15.60% per year.
Pathward Financial (NAS:CASH) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Pathward Financial 3-Year EPS without NRI Growth Rate Related Terms
CASH vs GABC, RBCAA, TFIN: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Pathward Financial's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pathward Financial 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Pathward Financial's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Pathward Financial's 3-Year EPS without NRI Growth Rate falls into.
Pathward Financial 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 17.90% mean?
Pathward Financial (CASH) has a 3-Year EPS without NRI Growth Rate of 17.90% as of Mar. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Pathward Financial and its competitors. This is 15% above median its historical median of 15.60. According to the industry distribution chart, Pathward Financial ranks #372 out of 1413 companies in the Banks industry, placing it in the top 26.3%.
Is Pathward Financial's 3-Year EPS without NRI Growth Rate too high?
Pathward Financial's current 3-Year EPS without NRI Growth Rate of 17.90% is 15% above median its 10-year median of 15.60. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.30. Pathward Financial's value of 17.90% is 145.2% above this industry median. Based on the distribution chart, Pathward Financial ranks #372 out of 1413 companies in the Banks industry, which is above the industry midpoint. Overall, Pathward Financial has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pathward Financial's 3-Year EPS without NRI Growth Rate compare to GABC and RBCAA?
According to the Banks industry distribution chart, Pathward Financial ranks #372 out of 1413 companies for 3-Year EPS without NRI Growth Rate. This puts Pathward Financial in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.30. Pathward Financial's value of 17.90% is 145.2% above this benchmark. While the company's 10-year median is 15.60 vs. the industry median of 7.30, Pathward Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.30, based on 1,413 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pathward Financial's current 3-Year EPS without NRI Growth Rate of 17.90% is 145.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Pathward Financial and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pathward Financial's current 3-Year EPS without NRI Growth Rate is 17.90%, which is 15% above median its own 10-year median of 15.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pathward Financial stock overvalued right now?
Based on GuruFocus' analysis, Pathward Financial (CASH) is currently considered Fairly Valued. The stock's GF Value™ is $92.11, compared to a current price of $87.96 — trading 4.5% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 17.90%, which is 15% above median its 10-year median of 15.60 and 145.2% above the Banks industry median of 7.30. Pathward Financial's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Pathward Financial (CASH), the current 3-Year EPS without NRI Growth Rate is 17.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pathward Financial (CASH) Overvalued in 2026?
Based on GuruFocus' analysis, Pathward Financial stock appears to be undervalued.
The current stock price of $87.96 is trading 4.5% below its estimated GF Value™ of $92.11.
GuruFocus considers Pathward Financial to be Fairly Valued.
Key valuation signals for CASH:
3-Year EPS without NRI Growth Rate: 17.90% (15% above median its 10-year median of 15.60)
GF Value™: $92.11 vs. price of $87.96 (4.5% below fair value)
Industry Position: 145.2% above the Banks median (#372 of 1413)
No single metric tells the full story. See the CASH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pathward Financial Inc is a unitary savings and loan holding company. It's a wholly owned full-service banking subsidiary of Meta Financial, is both a community-oriented financial institution offering a variety of financial services to meet the needs of the communities it serves, and a payments company providing services on a nationwide basis. It operates through three reportable segments: Consumer: The Consumer segment includes the Partner Solutions business line, which collaborates with partners to navigate payment and lending needs; Commercial: The Commercial segment includes the Company's Commercial Finance business line, which helps businesses access funds needed to launch, operate, and grow; and Corporate Services. The majority of the revenue is generated from Consumer segment.
73GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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