Pathward FinancialCASH -0.95%73 5-Year Yield-on-Cost % is 0.23 as of Jun. 29, 2026, which is 51% below its 10-year median of 0.47. GuruFocus rates CASH with a GF Score™ of 73/100 and a GF Value™ of $88.69 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,256 Banks companies, Pathward Financial ranks worse than 97.93% on this metric.
Pathward Financial's yield on cost for the quarter that ended in Mar. 2026 was 0.23.
The historical rank and industry rank for Pathward Financial's 5-Year Yield-on-Cost % or its related term are showing as below:
CASH'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.2 Med: 0.47 Max: 1.33
Current: 0.23
During the past 13 years, Pathward Financial's highest Yield on Cost was 1.33. The lowest was 0.20. And the median was 0.47.
CASH's 5-Year Yield-on-Cost % is ranked worse than 97.93% of 1256
companies
in the Banks industry
Industry Median: 3.96
vs CASH: 0.23
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Pathward Financial 5-Year Yield-on-Cost % Related Terms
CASH vs TFIN, DCOM, CHCO: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Pathward Financial's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pathward Financial 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Pathward Financial's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Pathward Financial's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Pathward Financial (CASH) has a 5-Year Yield-on-Cost % of 0.23 as of Jun. 29, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Pathward Financial and its competitors. This is 51% below median its historical median of 0.47. Over the past decade, Pathward Financial's 5-Year Yield-on-Cost % has ranged from 0.20 to 1.33. According to the industry distribution chart, Pathward Financial ranks #1230 out of 1256 companies in the Banks industry, placing it in the top 97.9%.
Is Pathward Financial's 5-Year Yield-on-Cost % too high?
Pathward Financial's current 5-Year Yield-on-Cost % of 0.23 is 51% below median its 10-year median of 0.47. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 1.33. The Banks industry median 5-Year Yield-on-Cost % is 3.96. Pathward Financial's value of 0.23 is 94.2% below this industry median. Based on the distribution chart, Pathward Financial ranks #1230 out of 1256 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Pathward Financial has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pathward Financial's 5-Year Yield-on-Cost % compare to TFIN and DCOM?
According to the Banks industry distribution chart, Pathward Financial ranks #1230 out of 1256 companies for 5-Year Yield-on-Cost %. This places Pathward Financial in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.96. Pathward Financial's value of 0.23 is 94.2% below this benchmark. Historically, Pathward Financial's own 5-Year Yield-on-Cost % has ranged from 0.20 to 1.33 over the past decade. While the company's 10-year median is 0.47 vs. the industry median of 3.96, Pathward Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.96, based on 1,256 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pathward Financial's current 5-Year Yield-on-Cost % of 0.23 is 94.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Pathward Financial and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pathward Financial's current 5-Year Yield-on-Cost % is 0.23, which is 51% below median its own 10-year median of 0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pathward Financial stock overvalued right now?
Based on GuruFocus' analysis, Pathward Financial (CASH) is currently considered Fairly Valued. The stock's GF Value™ is $88.69, compared to a current price of $86.42 — trading 2.6% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.23, which is 51% below median its 10-year median of 0.47 and 94.2% below the Banks industry median of 3.96. Pathward Financial's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Pathward Financial (CASH), the current 5-Year Yield-on-Cost % is 0.23 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pathward Financial (CASH) Overvalued in 2026?
Based on GuruFocus' analysis, Pathward Financial stock appears to be undervalued.
The current stock price of $86.42 is trading 2.6% below its estimated GF Value™ of $88.69.
GuruFocus considers Pathward Financial to be Fairly Valued.
Key valuation signals for CASH:
5-Year Yield-on-Cost %: 0.23 (51% below median its 10-year median of 0.47)
GF Value™: $88.69 vs. price of $86.42 (2.6% below fair value)
Industry Position: 94.2% below the Banks median (#1230 of 1256)
No single metric tells the full story. See the CASH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pathward Financial Inc is a unitary savings and loan holding company. It's a wholly owned full-service banking subsidiary of Meta Financial, is both a community-oriented financial institution offering a variety of financial services to meet the needs of the communities it serves, and a payments company providing services on a nationwide basis. It operates through three reportable segments: Consumer: The Consumer segment includes the Partner Solutions business line, which collaborates with partners to navigate payment and lending needs; Commercial: The Commercial segment includes the Company's Commercial Finance business line, which helps businesses access funds needed to launch, operate, and grow; and Corporate Services. The majority of the revenue is generated from Consumer segment.
73GF Score
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