GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Everyday People Financial Corp (OTCPK:EPFCF) » Definitions » EV-to-FCF

EPFCF (Everyday People Financial) EV-to-FCF : 76.19 (As of Apr. 05, 2025)


View and export this data going back to 2023. Start your Free Trial

What is Everyday People Financial EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Everyday People Financial's Enterprise Value is $90.51 Mil. Everyday People Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Sep. 2024 was $1.19 Mil. Therefore, Everyday People Financial's EV-to-FCF for today is 76.19.

The historical rank and industry rank for Everyday People Financial's EV-to-FCF or its related term are showing as below:

EPFCF' s EV-to-FCF Range Over the Past 10 Years
Min: -42.63   Med: -3.59   Max: 77.33
Current: 77.33

During the past 4 years, the highest EV-to-FCF of Everyday People Financial was 77.33. The lowest was -42.63. And the median was -3.59.

EPFCF's EV-to-FCF is ranked worse than
85.48% of 241 companies
in the Credit Services industry
Industry Median: 14.31 vs EPFCF: 77.33

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2025-04-05), Everyday People Financial's stock price is $0.655. Everyday People Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2024 was $0.021. Therefore, Everyday People Financial's PE Ratio (TTM) for today is 31.19.


Everyday People Financial EV-to-FCF Historical Data

The historical data trend for Everyday People Financial's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Everyday People Financial EV-to-FCF Chart

Everyday People Financial Annual Data
Trend Jul20 Jul21 Jul22 Dec23
EV-to-FCF
- -14.05 -1,120.09 -13.90

Everyday People Financial Quarterly Data
Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -21.48 -13.90 -14.91 -26.78 35.21

Competitive Comparison of Everyday People Financial's EV-to-FCF

For the Credit Services subindustry, Everyday People Financial's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Everyday People Financial's EV-to-FCF Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Everyday People Financial's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Everyday People Financial's EV-to-FCF falls into.


;
;

Everyday People Financial EV-to-FCF Calculation

Everyday People Financial's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=90.508/1.188
=76.19

Everyday People Financial's current Enterprise Value is $90.51 Mil.
Everyday People Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.19 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Everyday People Financial  (OTCPK:EPFCF) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Everyday People Financial's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.655/0.021
=31.19

Everyday People Financial's share price for today is $0.655.
Everyday People Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.021.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Everyday People Financial EV-to-FCF Related Terms

Thank you for viewing the detailed overview of Everyday People Financial's EV-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Everyday People Financial Business Description

Traded in Other Exchanges
Address
11150 Jasper Avenue, Suite 450, Edmonton, AB, CAN, T5K 0C7
Everyday People Financial Corp is a financial services provider. Through its technology-driven ecosystem, alternative and specialty credit financing programs it offers credit and payment cards, homeownership facilitation, consumer lending, and payment management among other services. The reportable operating segments of the company are; Financial services, EP Homes facilitation services, Revenue cycle management services, and Contract receivable services. The majority of the company's revenue is derived from its Revenue cycle management services segment which provides debt collection services for corporations that have past due and default accounts. Geographically, the company generates a majority of its revenue from Canada followed by the United Kingdom and the United States of America.

Everyday People Financial Headlines