EPFCF (Everyday People Financial) Days Inventory: 0.00 (As of Mar. 2026)


EPFCF Everyday People Financial Corp EPFCF
10 GF Score
Price $0.44
Valuation Possible Value Trap
! 2 Warning Signs
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What is Everyday People Financial Days Inventory?

Everyday People Financial EPFCF +0.97% 10 Days Inventory is 0.00 as of Mar. 2026. GuruFocus rates EPFCF with a GF Score™ of 10/100 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 99 Credit Services companies, Everyday People Financial ranks better than 74.75% on this metric.

Days Inventory is also known as Days Sales of Inventory (DSI). Everyday People Financial's Average Total Inventories for the three months ended in Mar. 2026 was $0.00 Mil. Everyday People Financial's Cost of Goods Sold for the three months ended in Mar. 2026 was $12.50 Mil. Hence, Everyday People Financial's Days Inventory for the three months ended in Mar. 2026 was 0.00.

The historical rank and industry rank for Everyday People Financial's Days Inventory or its related term are showing as below:

EPFCF' s Days Inventory Range Over the Past 10 Years
Min: 10.18   Med: 27.55   Max: 59.26
Current: 10.18

During the past 6 years, Everyday People Financial's highest Days Inventory was 59.26. The lowest was 10.18. And the median was 27.55.

EPFCF's Days Inventory is ranked better than
74.75% of 99 companies
in the Credit Services industry
Industry Median: 52.28 vs EPFCF: 10.18

Everyday People Financial's Days Inventory declined from Mar. 2025 (13.68) to Mar. 2026 (0.00).

Inventory Turnover measures how fast the company turns over its inventory within a year.

Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue. Everyday People Financial's Inventory-to-Revenue for the three months ended in Mar. 2026 was 0.00.


Everyday People Financial  (OTCPK:EPFCF) Days Inventory Explanation

Days Inventory indicates the liquidity of the inventory. Generally, a lower Days Inventory is preferred as it indicates a shorter duration to clear off the inventory. An increase of the ratio may indicate the company's sales slowed. Similar ratios related to Days Inventory are:

1. Inventory Turnover measures how fast the company turns over its inventory within a year.

Everyday People Financial's Inventory Turnover for the three months ended in Mar. 2026 is calculated as

2. Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.

Everyday People Financial's Inventory to Revenue for the three months ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

A lot of business are seasonable. It makes more sense to compare Days Inventory from the same period in the previous year instead of from the previous quarter.


Everyday People Financial Days Inventory Related Terms


Everyday People Financial Days Inventory Historical Data

* Premium members only.

The historical data trend for Everyday People Financial's Days Inventory can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Everyday People Financial Days Inventory Chart

Everyday People Financial Annual Data
Trend Jul20 Jul21 Jul22 Dec23 Dec24 Dec25
Days Inventory
Get a 7-Day Free Trial 0.00 0.00 59.25 28.78 11.76

Everyday People Financial Quarterly Data
Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Inventory Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.68 7.46 0.00 0.00 0.00

EPFCF vs V, MA, AXP: Days Inventory Comparison

For the Credit Services subindustry, Everyday People Financial's Days Inventory, along with its competitors' market caps and Days Inventory data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Everyday People Financial Days Inventory vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Everyday People Financial's Days Inventory distribution charts can be found below:

* The bar in red indicates where Everyday People Financial's Days Inventory falls into.


EPFCF
10GF Score
Everyday People Financial Corp EPFCF
Days Inventory is just one metric. See GF Score™, valuation, warning signs, and more.
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Everyday People Financial Days Inventory Calculation

Days Inventory indicates the number of days of goods in sales that a company has in the inventory.

Everyday People Financial's Days Inventory for the fiscal year that ended in Dec. 2025 is calculated as

Days Inventory (A: Dec. 2025 )
=Average Total Inventories / Cost of Goods Sold*Days in Period
=( (Total Inventories (A: Dec. 2024 ) + Total Inventories (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (1.452 + 0) / 1 ) / 45.078*365
=1.452 / 45.078*365
=11.76

Everyday People Financial's Days Inventory for the quarter that ended in Mar. 2026 is calculated as:

Days Inventory (Q: Mar. 2026 )
=Average Total Inventories / Cost of Goods Sold*Days in Period
=( (Total Inventories (Q: Dec. 2025 ) + Total Inventories (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (0 + 0) / 1 ) / 12.495*365 / 4
=0 / 12.495*365 / 4
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Inventory →
What does a Days Inventory of 0.00 mean?
Everyday People Financial (EPFCF) has a Days Inventory of 0.00 as of Mar. 2026. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on Everyday People Financial and its competitors. Over the past decade, Everyday People Financial's Days Inventory has ranged from 10.18 to 59.26. According to the industry distribution chart, Everyday People Financial ranks #25 out of 99 companies in the Credit Services industry, placing it in the top 25.3%.
Is Everyday People Financial's Days Inventory too high?
Everyday People Financial's current Days Inventory is 0.00. Over the past 10 years, this metric has ranged from a low of 10.18 to a high of 59.26. Based on the distribution chart, Everyday People Financial ranks #25 out of 99 companies in the Credit Services industry, which is above the industry midpoint. Overall, Everyday People Financial has a GF Score™ of 10/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Everyday People Financial's Days Inventory compare to V and MA?
According to the Credit Services industry distribution chart, Everyday People Financial ranks #25 out of 99 companies for Days Inventory. This puts Everyday People Financial in the upper half of its industry. The industry median Days Inventory is 52.28. Historically, Everyday People Financial's own Days Inventory has ranged from 10.18 to 59.26 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Inventory for a Credit Services company?
The median Days Inventory among Credit Services companies is 52.28, based on 99 companies in the industry. Companies in the top quartile (top 25%) have a Days Inventory significantly above this median, while those in the bottom quartile fall well below. However, Days Inventory should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Inventory mean?
A high Days Inventory can signal that a stock is expensive relative to its fundamentals. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on Everyday People Financial and its competitors. For the Credit Services industry, the median Days Inventory is 52.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Everyday People Financial's current Days Inventory is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Everyday People Financial stock overvalued right now?
Based on GuruFocus' analysis, Everyday People Financial (EPFCF) is currently considered Possible Value Trap. The current Days Inventory is 0.00. Everyday People Financial's overall GF Score™ is 10/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Inventory calculated?
Days Inventory is calculated from a company's financial statements. For Everyday People Financial (EPFCF), the current Days Inventory is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Everyday People Financial Business Description

Other Exchanges EPF:Canada
Address 11150 Jasper Avenue, Suite 450, Edmonton, AB, CAN, T5K 0C7
Everyday People Financial Corp is a financial services provider. Through its technology-driven ecosystem, alternative and specialty credit financing programs it offers credit and payment cards, homeownership facilitation, consumer lending, and payment management among other services. The reportable operating segments of the company are; Financial services, EP Homes facilitation services, Revenue cycle management services, and Contract receivable services. The majority of the company's revenue is derived from its Revenue cycle management services segment which provides debt collection services for corporations that have past due and default accounts. Geographically, the company generates a majority of its revenue from Canada followed by the United Kingdom and the United States of America.
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