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EPFCF (Everyday People Financial) PS Ratio : 1.76 (As of Apr. 05, 2025)


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What is Everyday People Financial PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Everyday People Financial's share price is $0.655. Everyday People Financial's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was $0.37. Hence, Everyday People Financial's PS Ratio for today is 1.76.

Warning Sign:

Everyday People Financial Corp stock PS Ratio (=1.78) is close to 1-year high of 1.86.

The historical rank and industry rank for Everyday People Financial's PS Ratio or its related term are showing as below:

EPFCF' s PS Ratio Range Over the Past 10 Years
Min: 0.05   Med: 0.76   Max: 6.64
Current: 1.78

During the past 4 years, Everyday People Financial's highest PS Ratio was 6.64. The lowest was 0.05. And the median was 0.76.

EPFCF's PS Ratio is ranked better than
64.85% of 515 companies
in the Credit Services industry
Industry Median: 2.69 vs EPFCF: 1.78

Everyday People Financial's Revenue per Sharefor the three months ended in Sep. 2024 was $0.11. Its Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was $0.37.

During the past 12 months, the average Revenue per Share Growth Rate of Everyday People Financial was 104.00% per year.

Back to Basics: PS Ratio


Everyday People Financial PS Ratio Historical Data

The historical data trend for Everyday People Financial's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Everyday People Financial PS Ratio Chart

Everyday People Financial Annual Data
Trend Jul20 Jul21 Jul22 Dec23
PS Ratio
- 2.87 - 1.51

Everyday People Financial Quarterly Data
Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.33 1.51 0.94 0.67 0.77

Competitive Comparison of Everyday People Financial's PS Ratio

For the Credit Services subindustry, Everyday People Financial's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Everyday People Financial's PS Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Everyday People Financial's PS Ratio distribution charts can be found below:

* The bar in red indicates where Everyday People Financial's PS Ratio falls into.


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Everyday People Financial PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Everyday People Financial's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=0.655/0.373
=1.76

Everyday People Financial's Share Price of today is $0.655.
Everyday People Financial's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.37.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


Everyday People Financial  (OTCPK:EPFCF) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Everyday People Financial PS Ratio Related Terms

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Everyday People Financial Business Description

Traded in Other Exchanges
Address
11150 Jasper Avenue, Suite 450, Edmonton, AB, CAN, T5K 0C7
Everyday People Financial Corp is a financial services provider. Through its technology-driven ecosystem, alternative and specialty credit financing programs it offers credit and payment cards, homeownership facilitation, consumer lending, and payment management among other services. The reportable operating segments of the company are; Financial services, EP Homes facilitation services, Revenue cycle management services, and Contract receivable services. The majority of the company's revenue is derived from its Revenue cycle management services segment which provides debt collection services for corporations that have past due and default accounts. Geographically, the company generates a majority of its revenue from Canada followed by the United Kingdom and the United States of America.

Everyday People Financial Headlines