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Vanquis Banking GroupFPLPF 65 Shiller PE Ratio is 14.19 as of Jul. 23, 2026, which is 173% above its 10-year median of 5.19. GuruFocus rates FPLPF with a GF Score™ of 65/100 and a GF Value™ of $1.44. The stock has 1 warning sign investors should review. Among 1,238 Banks companies, Vanquis Banking Group ranks better than 57.84% on this metric.
The historical rank and industry rank for Vanquis Banking Group's Shiller PE Ratio or its related term are showing as below:
FPLPF'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 0.99 Med: 5.19 Max: 31.12
Current: 12.7
During the past 13 years, Vanquis Banking Group's highest Shiller PE Ratio was 31.12. The lowest was 0.99. And the median was 5.19.
FPLPF's Shiller PE Ratio is ranked better than 57.84% of 1238
companies
in the Banks industry
Industry Median: 13.85
vs FPLPF: 12.70
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Vanquis Banking Group's adjusted earnings per share data of for the fiscal year that ended in Dec25 was $0.041. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $0.11 for the trailing ten years ended in Dec25.
Shiller PE for Stocks: The True Measure of Stock Valuation
Vanquis Banking Group (OTCPK:FPLPF) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Vanquis Banking Group Shiller PE Ratio Related Terms
Vanquis Banking Group Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for Vanquis Banking Group's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Vanquis Banking Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vanquis Banking Group Shiller PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Vanquis Banking Group's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Vanquis Banking Group's Shiller PE Ratio falls into.
Vanquis Banking Group Shiller PE Ratio Calculation
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Vanquis Banking Group (FPLPF) has a Shiller PE Ratio of 14.19 as of Jul. 23, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Vanquis Banking Group and its competitors. This is 173% above median its historical median of 5.19. Over the past decade, Vanquis Banking Group's Shiller PE Ratio has ranged from 0.99 to 31.12. According to the industry distribution chart, Vanquis Banking Group ranks #522 out of 1238 companies in the Banks industry, placing it in the top 42.2%.
Is Vanquis Banking Group's Shiller PE Ratio too high?
Vanquis Banking Group's current Shiller PE Ratio of 14.19 is 173% above median its 10-year median of 5.19. Over the past 10 years, this metric has ranged from a low of 0.99 to a high of 31.12. The Banks industry median Shiller PE Ratio is 13.85. Vanquis Banking Group's value of 14.19 is 2.5% above this industry median. Based on the distribution chart, Vanquis Banking Group ranks #522 out of 1238 companies in the Banks industry, which is above the industry midpoint. Overall, Vanquis Banking Group has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Vanquis Banking Group's Shiller PE Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Vanquis Banking Group ranks #522 out of 1238 companies for Shiller PE Ratio. This puts Vanquis Banking Group in the upper half of its industry. The industry median Shiller PE Ratio is 13.85. Vanquis Banking Group's value of 14.19 is 2.5% above this benchmark. Historically, Vanquis Banking Group's own Shiller PE Ratio has ranged from 0.99 to 31.12 over the past decade. While the company's 10-year median is 5.19 vs. the industry median of 13.85, Vanquis Banking Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.85, based on 1,238 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vanquis Banking Group's current Shiller PE Ratio of 14.19 is 2.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Vanquis Banking Group and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vanquis Banking Group's current Shiller PE Ratio is 14.19, which is 173% above median its own 10-year median of 5.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vanquis Banking Group stock overvalued right now?
Vanquis Banking Group (FPLPF) has a current Shiller PE Ratio of 14.19. The stock's GF Value™ is $1.44, compared to a current price of $1.56 — trading 8.4% above its estimated fair value. The current Shiller PE Ratio is 14.19, which is 173% above median its 10-year median of 5.19 and 2.5% above the Banks industry median of 13.85. Vanquis Banking Group's overall GF Score™ is 65/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Vanquis Banking Group (FPLPF), the current Shiller PE Ratio is 14.19 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vanquis Banking Group (FPLPF) Overvalued in 2026?
Based on GuruFocus' analysis, Vanquis Banking Group stock appears to be overvalued.
The current stock price of $1.56 is trading 8.4% above its estimated GF Value™ of $1.44.
Key valuation signals for FPLPF:
Shiller PE Ratio: 14.19 (173% above median its 10-year median of 5.19)
GF Value™: $1.44 vs. price of $1.56 (8.4% above fair value)
Industry Position: 2.5% above the Banks median (#522 of 1238)
No single metric tells the full story. See the FPLPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vanquis Banking Group PLC is a specialist bank, focused on the mid-cost credit market. Along with its subsidiaries, it offers credit cards and loans as Vanquis, Vehicle Finance as Moneybarn, and through the brand Snoop, the group provides people with a free credit score and personalised insights to help them manage and understand their finances. All of the credit products are delivered online. In addition, it also accepts retail deposits to fund its lending operations. The group's operating segments are Credit Cards, Second Charge, Mortgages, Vehicle Finance, and Corporate Centre. A majority of its revenue is generated from the Credit Cards segment.
65GF Score
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