Vanquis Banking GroupFPLPF 60 PS Ratio is 0.68 as of Jun. 24, 2026, which is 35% below its 10-year median of 1.04. GuruFocus rates FPLPF with a GF Score™ of 60/100 and a GF Value™ of $1.36 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,515 Banks companies, Vanquis Banking Group ranks better than 95.78% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Vanquis Banking Group's share price is $1.5612.
Vanquis Banking Group's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $2.30. Hence, Vanquis Banking Group's PS Ratio for today is 0.68.
The historical rank and industry rank for Vanquis Banking Group's PS Ratio or its related term are showing as below:
FPLPF'
s PS Ratio Range Over the Past 10 Years
Min: 0.2 Med: 1.04 Max: 4.5
Current: 0.68
During the past 13 years, Vanquis Banking Group's highest PS Ratio was 4.50. The lowest was 0.20. And the median was 1.04.
FPLPF's PS Ratio is ranked better than 95.78% of 1515
companies
in the Banks industry
Industry Median: 2.99
vs FPLPF: 0.68
Vanquis Banking Group PLC revenue per share has been in decline for the last 5 years.
During the past 12 months, the average Revenue per Share Growth Rate of Vanquis Banking Group was -2.20% per year.
During the past 3 years, the average Revenue per Share Growth Rate was -3.40% per year.
During the past 5 years, the average Revenue per Share Growth Rate was -4.20% per year.
During the past 10 years, the average Revenue per Share Growth Rate was -13.20% per year.
During the past 13 years, Vanquis Banking Group's highest 3-Year average Revenue per Share Growth Rate was 21.40% per year. The lowest was -26.60% per year. And the median was 3.60% per year.
Back to Basics: PS Ratio
Vanquis Banking Group (OTCPK:FPLPF) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Vanquis Banking Group's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vanquis Banking Group PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Vanquis Banking Group's PS Ratio distribution charts can be found below:
* The bar in red indicates where Vanquis Banking Group's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Vanquis Banking Group's Share Price of today is $1.5612.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Vanquis Banking Group's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $2.30.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Vanquis Banking Group (FPLPF) has a PS Ratio of 0.68 as of Jun. 24, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Vanquis Banking Group and its competitors. This is 35% below median its historical median of 1.04. Over the past decade, Vanquis Banking Group's PS Ratio has ranged from 0.20 to 4.50. According to the industry distribution chart, Vanquis Banking Group ranks #64 out of 1515 companies in the Banks industry, placing it in the top 4.2%.
Is Vanquis Banking Group's PS Ratio too high?
Vanquis Banking Group's current PS Ratio of 0.68 is 35% below median its 10-year median of 1.04. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 4.50. The Banks industry median PS Ratio is 2.99. Vanquis Banking Group's value of 0.68 is 77.3% below this industry median. Based on the distribution chart, Vanquis Banking Group ranks #64 out of 1515 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Vanquis Banking Group has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vanquis Banking Group's PS Ratio compare to PNC?
According to the Banks industry distribution chart, Vanquis Banking Group ranks #64 out of 1515 companies for PS Ratio. This places Vanquis Banking Group in the top 4% of its industry — outperforming the majority of peers. The industry median PS Ratio is 2.99. Vanquis Banking Group's value of 0.68 is 77.3% below this benchmark. Historically, Vanquis Banking Group's own PS Ratio has ranged from 0.20 to 4.50 over the past decade. While the company's 10-year median is 1.04 vs. the industry median of 2.99, Vanquis Banking Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.99, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vanquis Banking Group's current PS Ratio of 0.68 is 77.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Vanquis Banking Group and its competitors. For the Banks industry, the median PS Ratio is 2.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vanquis Banking Group's current PS Ratio is 0.68, which is 35% below median its own 10-year median of 1.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vanquis Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Vanquis Banking Group (FPLPF) is currently considered Modestly Overvalued. The stock's GF Value™ is $1.36, compared to a current price of $1.56 — trading 14.8% above its estimated fair value. The current PS Ratio is 0.68, which is 35% below median its 10-year median of 1.04 and 77.3% below the Banks industry median of 2.99. Vanquis Banking Group's overall GF Score™ is 60/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Vanquis Banking Group (FPLPF), the current PS Ratio is 0.68 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vanquis Banking Group (FPLPF) Overvalued in 2026?
Based on GuruFocus' analysis, Vanquis Banking Group stock appears to be overvalued.
The current stock price of $1.56 is trading 14.8% above its estimated GF Value™ of $1.36.
GuruFocus considers Vanquis Banking Group to be Modestly Overvalued.
Key valuation signals for FPLPF:
PS Ratio: 0.68 (35% below median its 10-year median of 1.04)
GF Value™: $1.36 vs. price of $1.56 (14.8% above fair value)
Industry Position: 77.3% below the Banks median (#64 of 1515)
No single metric tells the full story. See the FPLPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vanquis Banking Group PLC is a specialist bank, focused on the mid-cost credit market. Along with its subsidiaries, it offers credit cards and loans as Vanquis, Vehicle Finance as Moneybarn, and through the brand Snoop, the group provides people with a free credit score and personalised insights to help them manage and understand their finances. All of the credit products are delivered online. In addition, it also accepts retail deposits to fund its lending operations. The group's operating segments are Credit Cards, Second Charge, Mortgages, Vehicle Finance, and Corporate Centre. A majority of its revenue is generated from the Credit Cards segment.
60GF Score
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