FPLPF (Vanquis Banking Group) Shareholder Yield % : 26.10% (As of Dec. 2025) — 140% Above Median


FPLPF Vanquis Banking Group PLC FPLPF
60 GF Score
Price $1.56
GF Value $1.36
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Vanquis Banking Group Shareholder Yield %?

Vanquis Banking Group FPLPF 60 Shareholder Yield % is 26.10% as of Dec. 2025, which is 140% above its 10-year median of 10.88. GuruFocus rates FPLPF with a GF Score™ of 60/100 and a GF Value™ of $1.36 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,502 Banks companies, Vanquis Banking Group ranks better than 91.08% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Vanquis Banking Group's Shareholder Yield % was 26.10%.


Vanquis Banking Group  (OTCPK:FPLPF) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Vanquis Banking Group Shareholder Yield % Related Terms


Vanquis Banking Group Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Vanquis Banking Group's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vanquis Banking Group Shareholder Yield % Chart

Vanquis Banking Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -21.79 -12.42 67.44 173.81 25.31

Vanquis Banking Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 67.44 187.78 173.81 48.19 25.31

FPLPF vs PNC: Shareholder Yield % Comparison

For the Banks - Regional subindustry, Vanquis Banking Group's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vanquis Banking Group Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Vanquis Banking Group's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Vanquis Banking Group's Shareholder Yield % falls into.


FPLPF
60GF Score
Vanquis Banking Group PLC FPLPF
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Vanquis Banking Group Shareholder Yield % Calculation

Vanquis Banking Group's Shareholder Yield % for the quarter that ended in Dec. 2025 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=0.00 %+2.10 %+14.36 %
=16.46 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 26.10% mean?
Vanquis Banking Group (FPLPF) has a Shareholder Yield % of 26.10% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Vanquis Banking Group and its competitors. This is 140% above median its historical median of 10.88. According to the industry distribution chart, Vanquis Banking Group ranks #134 out of 1502 companies in the Banks industry, placing it in the top 8.9%.
Is Vanquis Banking Group's Shareholder Yield % too high?
Vanquis Banking Group's current Shareholder Yield % of 26.10% is 140% above median its 10-year median of 10.88. The Banks industry median Shareholder Yield % is 1.62. Vanquis Banking Group's value of 26.10% is 1516.1% above this industry median. Based on the distribution chart, Vanquis Banking Group ranks #134 out of 1502 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Vanquis Banking Group has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vanquis Banking Group's Shareholder Yield % compare to PNC?
According to the Banks industry distribution chart, Vanquis Banking Group ranks #134 out of 1502 companies for Shareholder Yield %. This places Vanquis Banking Group in the top 9% of its industry — outperforming the majority of peers. The industry median Shareholder Yield % is 1.62. Vanquis Banking Group's value of 26.10% is 1516.1% above this benchmark. While the company's 10-year median is 10.88 vs. the industry median of 1.62, Vanquis Banking Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.62, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vanquis Banking Group's current Shareholder Yield % of 26.10% is 1516.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Vanquis Banking Group and its competitors. For the Banks industry, the median Shareholder Yield % is 1.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vanquis Banking Group's current Shareholder Yield % is 26.10%, which is 140% above median its own 10-year median of 10.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vanquis Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Vanquis Banking Group (FPLPF) is currently considered Modestly Overvalued. The stock's GF Value™ is $1.36, compared to a current price of $1.56 — trading 14.8% above its estimated fair value. The current Shareholder Yield % is 26.10%, which is 140% above median its 10-year median of 10.88 and 1516.1% above the Banks industry median of 1.62. Vanquis Banking Group's overall GF Score™ is 60/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Vanquis Banking Group (FPLPF), the current Shareholder Yield % is 26.10% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vanquis Banking Group (FPLPF) Overvalued in 2026?

Based on GuruFocus' analysis, Vanquis Banking Group stock appears to be overvalued. The current stock price of $1.56 is trading 14.8% above its estimated GF Value™ of $1.36. GuruFocus considers Vanquis Banking Group to be Modestly Overvalued.

Key valuation signals for FPLPF:

  • Shareholder Yield %: 26.10% (140% above median its 10-year median of 10.88)
  • GF Value™: $1.36 vs. price of $1.56 (14.8% above fair value)
  • GF Score™: 60/100 with 1 warning sign
  • Industry Position: 1516.1% above the Banks median (#134 of 1502)

No single metric tells the full story. See the FPLPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vanquis Banking Group Business Description

Other Exchanges VANQl:UKVANQ:UK
Address No. 5 Godwin Street, Fairburn House, Bradford, West Yorkshire, GBR, BD1 2AH
Vanquis Banking Group PLC is a specialist bank, focused on the mid-cost credit market. Along with its subsidiaries, it offers credit cards and loans as Vanquis, Vehicle Finance as Moneybarn, and through the brand Snoop, the group provides people with a free credit score and personalised insights to help them manage and understand their finances. All of the credit products are delivered online. In addition, it also accepts retail deposits to fund its lending operations. The group's operating segments are Credit Cards, Second Charge, Mortgages, Vehicle Finance, and Corporate Centre. A majority of its revenue is generated from the Credit Cards segment.
60GF Score

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Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.56
Price
$1.36
GF Value