Vanquis Banking GroupFPLPF 60 FCF Yield % is 25.66 as of Jun. 24, 2026, which is 69% above its 10-year median of 15.21. GuruFocus rates FPLPF with a GF Score™ of 60/100 and a GF Value™ of $1.36 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,505 Banks companies, Vanquis Banking Group ranks better than 80.33% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Vanquis Banking Group FCF Yield % Related Terms
Vanquis Banking Group FCF Yield % Historical Data
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The historical data trend for Vanquis Banking Group's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Vanquis Banking Group's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vanquis Banking Group FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Vanquis Banking Group's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Vanquis Banking Group's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vanquis Banking Group (FPLPF) has a FCF Yield % of 25.66 as of Jun. 24, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Vanquis Banking Group and its competitors. This is 69% above median its historical median of 15.21. According to the industry distribution chart, Vanquis Banking Group ranks #296 out of 1505 companies in the Banks industry, placing it in the top 19.7%.
Is Vanquis Banking Group's FCF Yield % too high?
Vanquis Banking Group's current FCF Yield % of 25.66 is 69% above median its 10-year median of 15.21. The Banks industry median FCF Yield % is 8.26. Vanquis Banking Group's value of 25.66 is 210.7% above this industry median. Based on the distribution chart, Vanquis Banking Group ranks #296 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Vanquis Banking Group has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vanquis Banking Group's FCF Yield % compare to PNC?
According to the Banks industry distribution chart, Vanquis Banking Group ranks #296 out of 1505 companies for FCF Yield %. This places Vanquis Banking Group in the top 20% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.26. Vanquis Banking Group's value of 25.66 is 210.7% above this benchmark. While the company's 10-year median is 15.21 vs. the industry median of 8.26, Vanquis Banking Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.26, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vanquis Banking Group's current FCF Yield % of 25.66 is 210.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Vanquis Banking Group and its competitors. For the Banks industry, the median FCF Yield % is 8.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vanquis Banking Group's current FCF Yield % is 25.66, which is 69% above median its own 10-year median of 15.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vanquis Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Vanquis Banking Group (FPLPF) is currently considered Modestly Overvalued. The stock's GF Value™ is $1.36, compared to a current price of $1.56 — trading 14.8% above its estimated fair value. The current FCF Yield % is 25.66, which is 69% above median its 10-year median of 15.21 and 210.7% above the Banks industry median of 8.26. Vanquis Banking Group's overall GF Score™ is 60/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Vanquis Banking Group (FPLPF), the current FCF Yield % is 25.66 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vanquis Banking Group (FPLPF) Overvalued in 2026?
Based on GuruFocus' analysis, Vanquis Banking Group stock appears to be overvalued.
The current stock price of $1.56 is trading 14.8% above its estimated GF Value™ of $1.36.
GuruFocus considers Vanquis Banking Group to be Modestly Overvalued.
Key valuation signals for FPLPF:
FCF Yield %: 25.66 (69% above median its 10-year median of 15.21)
GF Value™: $1.36 vs. price of $1.56 (14.8% above fair value)
Industry Position: 210.7% above the Banks median (#296 of 1505)
No single metric tells the full story. See the FPLPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vanquis Banking Group PLC is a specialist bank, focused on the mid-cost credit market. Along with its subsidiaries, it offers credit cards and loans as Vanquis, Vehicle Finance as Moneybarn, and through the brand Snoop, the group provides people with a free credit score and personalised insights to help them manage and understand their finances. All of the credit products are delivered online. In addition, it also accepts retail deposits to fund its lending operations. The group's operating segments are Credit Cards, Second Charge, Mortgages, Vehicle Finance, and Corporate Centre. A majority of its revenue is generated from the Credit Cards segment.
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