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Vanquis Banking GroupFPLPF 56 Price-to-Tangible-Book is 0.69 as of Aug. 14, 2026, which is 39% below its 10-year median of 1.14. GuruFocus rates FPLPF with a GF Score™ of 56/100 and a GF Value™ of $2.06. The stock has 3 warning signs investors should review. Among 1,501 Banks companies, Vanquis Banking Group ranks better than 90.87% on this metric.
Some businesses have very light assets, such as software companies or insurance agencies. The Price-to-Book Ratio does not work well for these companies. Some companies even have negative equity, so the Price-to-Book Ratio cannot be applied to them.
Vanquis Banking Group Price-to-Tangible-Book Related Terms
Vanquis Banking Group Price-to-Tangible-Book Historical Data
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The historical data trend for Vanquis Banking Group's Price-to-Tangible-Book can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vanquis Banking Group Price-to-Tangible-Book Chart
FPLPF vs PNC, USB: Price-to-Tangible-Book Comparison
For the Banks - Regional subindustry, Vanquis Banking Group's Price-to-Tangible-Book, along with its competitors' market caps and Price-to-Tangible-Book data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vanquis Banking Group Price-to-Tangible-Book vs Banks Industry
For the Banks industry and Financial Services sector, Vanquis Banking Group's Price-to-Tangible-Book distribution charts can be found below:
* The bar in red indicates where Vanquis Banking Group's Price-to-Tangible-Book falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called PB Ratio. The difference between Price-to-Tangible-Book Ratio and PB Ratio is that book value other than intangibles are used in the calculation.
Vanquis Banking Group (FPLPF) has a Price-to-Tangible-Book of 0.69 as of Aug. 14, 2026. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Vanquis Banking Group and its competitors. This is 39% below median its historical median of 1.14. Over the past decade, Vanquis Banking Group's Price-to-Tangible-Book has ranged from 0.30 to 6.57. According to the industry distribution chart, Vanquis Banking Group ranks #137 out of 1501 companies in the Banks industry, placing it in the top 9.1%.
Is Vanquis Banking Group's Price-to-Tangible-Book too high?
Vanquis Banking Group's current Price-to-Tangible-Book of 0.69 is 39% below median its 10-year median of 1.14. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 6.57. The Banks industry median Price-to-Tangible-Book is 1.20. Vanquis Banking Group's value of 0.69 is 42.5% below this industry median. Based on the distribution chart, Vanquis Banking Group ranks #137 out of 1501 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Vanquis Banking Group has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Vanquis Banking Group's Price-to-Tangible-Book compare to PNC and USB?
According to the Banks industry distribution chart, Vanquis Banking Group ranks #137 out of 1501 companies for Price-to-Tangible-Book. This places Vanquis Banking Group in the top 9% of its industry — outperforming the majority of peers. The industry median Price-to-Tangible-Book is 1.20. Vanquis Banking Group's value of 0.69 is 42.5% below this benchmark. Historically, Vanquis Banking Group's own Price-to-Tangible-Book has ranged from 0.30 to 6.57 over the past decade. While the company's 10-year median is 1.14 vs. the industry median of 1.20, Vanquis Banking Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Tangible-Book for a Banks company?
The median Price-to-Tangible-Book among Banks companies is 1.20, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Tangible-Book significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Tangible-Book should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vanquis Banking Group's current Price-to-Tangible-Book of 0.69 is 42.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Tangible-Book mean?
A high Price-to-Tangible-Book can signal that a stock is expensive relative to its fundamentals. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Vanquis Banking Group and its competitors. For the Banks industry, the median Price-to-Tangible-Book is 1.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vanquis Banking Group's current Price-to-Tangible-Book is 0.69, which is 39% below median its own 10-year median of 1.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vanquis Banking Group stock overvalued right now?
Vanquis Banking Group (FPLPF) has a current Price-to-Tangible-Book of 0.69. The stock's GF Value™ is $2.06, compared to a current price of $1.56 — trading 24.2% below its estimated fair value. The current Price-to-Tangible-Book is 0.69, which is 39% below median its 10-year median of 1.14 and 42.5% below the Banks industry median of 1.20. Vanquis Banking Group's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Tangible-Book calculated?
Price-to-Tangible-Book is calculated from a company's financial statements. For Vanquis Banking Group (FPLPF), the current Price-to-Tangible-Book is 0.69 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vanquis Banking Group (FPLPF) Overvalued in 2026?
Based on GuruFocus' analysis, Vanquis Banking Group stock appears to be undervalued.
The current stock price of $1.56 is trading 24.2% below its estimated GF Value™ of $2.06.
Key valuation signals for FPLPF:
Price-to-Tangible-Book: 0.69 (39% below median its 10-year median of 1.14)
GF Value™: $2.06 vs. price of $1.56 (24.2% below fair value)
Industry Position: 42.5% below the Banks median (#137 of 1501)
No single metric tells the full story. See the FPLPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vanquis Banking Group PLC is a specialist bank, focused on the mid-cost credit market. Along with its subsidiaries, it offers credit cards and loans as Vanquis, Vehicle Finance as Moneybarn, and through the brand Snoop, the group provides people with a free credit score and personalised insights to help them manage and understand their finances. All of the credit products are delivered online. In addition, it also accepts retail deposits to fund its lending operations. The group's operating segments are Credit Cards, Second Charge, Mortgages, Vehicle Finance, and Corporate Centre. A majority of its revenue is generated from the Credit Cards segment.
56GF Score
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