PT BFI Finance Indonesia TbkFRA:PR2 +2.45%85 PEG Ratio is 0.60 as of Jun. 24, 2026, which is 54% above its 10-year median of 0.39. GuruFocus rates FRA:PR2 with a GF Score™ of 85/100 and a GF Value™ of €0.04 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 236 Credit Services companies, PT BFI Finance Indonesia Tbk ranks better than 65.25% on this metric.
* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for PT BFI Finance Indonesia Tbk's PEG Ratio or its related term are showing as below:
FRA:PR2'
s PEG Ratio Range Over the Past 10 Years
Min: 0.1 Med: 0.39 Max: 13.51
Current: 0.54
During the past 13 years, PT BFI Finance Indonesia Tbk's highest PEG Ratio was 13.51. The lowest was 0.10. And the median was 0.39.
FRA:PR2's PEG Ratio is ranked better than 65.25% of 236
companies
in the Credit Services industry
Industry Median: 0.845
vs FRA:PR2: 0.54
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
PT BFI Finance Indonesia Tbk (FRA:PR2) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
PT BFI Finance Indonesia Tbk PEG Ratio Related Terms
PT BFI Finance Indonesia Tbk PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, PT BFI Finance Indonesia Tbk's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT BFI Finance Indonesia Tbk PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT BFI Finance Indonesia Tbk's PEG Ratio distribution charts can be found below:
* The bar in red indicates where PT BFI Finance Indonesia Tbk's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
PT BFI Finance Indonesia Tbk (FRA:PR2) has a PEG Ratio of 0.60 as of Jun. 24, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on PT BFI Finance Indonesia Tbk and its competitors. This is 54% above median its historical median of 0.39. Over the past decade, PT BFI Finance Indonesia Tbk's PEG Ratio has ranged from 0.10 to 13.51. According to the industry distribution chart, PT BFI Finance Indonesia Tbk ranks #82 out of 236 companies in the Credit Services industry, placing it in the top 34.7%.
Is PT BFI Finance Indonesia Tbk's PEG Ratio too high?
PT BFI Finance Indonesia Tbk's current PEG Ratio of 0.60 is 54% above median its 10-year median of 0.39. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 13.51. The Credit Services industry median PEG Ratio is 0.85. PT BFI Finance Indonesia Tbk's value of 0.60 is 29% below this industry median. Based on the distribution chart, PT BFI Finance Indonesia Tbk ranks #82 out of 236 companies in the Credit Services industry, which is above the industry midpoint. Overall, PT BFI Finance Indonesia Tbk has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT BFI Finance Indonesia Tbk's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, PT BFI Finance Indonesia Tbk ranks #82 out of 236 companies for PEG Ratio. This puts PT BFI Finance Indonesia Tbk in the upper half of its industry. The industry median PEG Ratio is 0.85. PT BFI Finance Indonesia Tbk's value of 0.60 is 29% below this benchmark. Historically, PT BFI Finance Indonesia Tbk's own PEG Ratio has ranged from 0.10 to 13.51 over the past decade. While the company's 10-year median is 0.39 vs. the industry median of 0.85, PT BFI Finance Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.85, based on 236 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT BFI Finance Indonesia Tbk's current PEG Ratio of 0.60 is 29% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on PT BFI Finance Indonesia Tbk and its competitors. For the Credit Services industry, the median PEG Ratio is 0.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT BFI Finance Indonesia Tbk's current PEG Ratio is 0.60, which is 54% above median its own 10-year median of 0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT BFI Finance Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT BFI Finance Indonesia Tbk (FRA:PR2) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.04, compared to a current price of €0.03 — trading 26.8% below its estimated fair value. The current PEG Ratio is 0.60, which is 54% above median its 10-year median of 0.39 and 29% below the Credit Services industry median of 0.85. PT BFI Finance Indonesia Tbk's overall GF Score™ is 85/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For PT BFI Finance Indonesia Tbk (FRA:PR2), the current PEG Ratio is 0.60 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT BFI Finance Indonesia Tbk (FRA:PR2) Overvalued in 2026?
Based on GuruFocus' analysis, PT BFI Finance Indonesia Tbk stock appears to be undervalued.
The current stock price of €0.03 is trading 26.8% below its estimated GF Value™ of €0.04.
GuruFocus considers PT BFI Finance Indonesia Tbk to be Modestly Undervalued.
Key valuation signals for FRA:PR2:
PEG Ratio: 0.60 (54% above median its 10-year median of 0.39)
GF Value™: €0.04 vs. price of €0.03 (26.8% below fair value)
Industry Position: 29% below the Credit Services median (#82 of 236)
No single metric tells the full story. See the FRA:PR2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT BFI Finance Indonesia Tbk is a multifinance company based in Indonesia. It offers Sharia financing solutions, such as umrah capital financing, financing for buying a used car, and other multipurpose Sharia-compliant credit products. Additionally, the company offers financial leasing solutions to individual and corporate customers who purchase or engage in the sale and leaseback of heavy equipment, machinery, motor vehicles, and other equipment. It also offers consumer financing for new and used cars purchased via dealers and secured financing for used cars, used motorcycles, and real estate. The company's operating segments are: Cars, Motorcycles, and Others. Maximum revenue is generated from the Cars segment, which includes income derived from car financing solutions.
85GF Score
Get the complete analysis for FRA:PR2
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