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During the past 12 months, PT BFI Finance Indonesia Tbk's average EBITDA Per Share Growth Rate was 0.30% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was -2.80% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 12.20% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was 7.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of PT BFI Finance Indonesia Tbk was 31.50% per year. The lowest was -12.90% per year. And the median was 11.75% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
PT BFI Finance Indonesia Tbk 3-Year EBITDA Growth Rate Related Terms
FRA:PR2 vs V, MA, AXP: 3-Year EBITDA Growth Rate Comparison
For the Credit Services subindustry, PT BFI Finance Indonesia Tbk's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT BFI Finance Indonesia Tbk 3-Year EBITDA Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT BFI Finance Indonesia Tbk's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where PT BFI Finance Indonesia Tbk's 3-Year EBITDA Growth Rate falls into.
PT BFI Finance Indonesia Tbk 3-Year EBITDA Growth Rate Calculation
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of -2.80% mean?
PT BFI Finance Indonesia Tbk (FRA:PR2) has a 3-Year EBITDA Growth Rate of -2.80% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for PT BFI Finance Indonesia Tbk and its competitors. According to the industry distribution chart, PT BFI Finance Indonesia Tbk ranks #220 out of 320 companies in the Credit Services industry, placing it in the top 68.7%.
Is PT BFI Finance Indonesia Tbk's 3-Year EBITDA Growth Rate too high?
PT BFI Finance Indonesia Tbk's current 3-Year EBITDA Growth Rate is -2.80%. Based on the distribution chart, PT BFI Finance Indonesia Tbk ranks #220 out of 320 companies in the Credit Services industry, which is below the industry midpoint. Overall, PT BFI Finance Indonesia Tbk has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does PT BFI Finance Indonesia Tbk's 3-Year EBITDA Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, PT BFI Finance Indonesia Tbk ranks #220 out of 320 companies for 3-Year EBITDA Growth Rate. This places PT BFI Finance Indonesia Tbk in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 9.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Credit Services company?
The median 3-Year EBITDA Growth Rate among Credit Services companies is 9.10, based on 320 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for PT BFI Finance Indonesia Tbk and its competitors. For the Credit Services industry, the median 3-Year EBITDA Growth Rate is 9.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT BFI Finance Indonesia Tbk's current 3-Year EBITDA Growth Rate is -2.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT BFI Finance Indonesia Tbk stock overvalued right now?
PT BFI Finance Indonesia Tbk (FRA:PR2) has a current 3-Year EBITDA Growth Rate of -2.80%. The stock's GF Value™ is €0.06, compared to a current price of €0.06 — trading 1.8% below its estimated fair value. The current 3-Year EBITDA Growth Rate is -2.80%. PT BFI Finance Indonesia Tbk's overall GF Score™ is 85/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For PT BFI Finance Indonesia Tbk (FRA:PR2), the current 3-Year EBITDA Growth Rate is -2.80% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT BFI Finance Indonesia Tbk (FRA:PR2) Overvalued in 2026?
Based on GuruFocus' analysis, PT BFI Finance Indonesia Tbk stock appears to be undervalued.
The current stock price of €0.06 is trading 1.8% below its estimated GF Value™ of €0.06.
Key valuation signals for FRA:PR2:
3-Year EBITDA Growth Rate: -2.80%
GF Value™: €0.06 vs. price of €0.06 (1.8% below fair value)
No single metric tells the full story. See the FRA:PR2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT BFI Finance Indonesia Tbk is a multifinance company based in Indonesia. It offers Sharia financing solutions, such as umrah capital financing, financing for buying a used car, and other multipurpose Sharia-compliant credit products. Additionally, the company offers financial leasing solutions to individual and corporate customers who purchase or engage in the sale and leaseback of heavy equipment, machinery, motor vehicles, and other equipment. It also offers consumer financing for new and used cars purchased via dealers and secured financing for used cars, used motorcycles, and real estate. The company's operating segments are: Cars, Motorcycles, and Others. Maximum revenue is generated from the Cars segment, which includes income derived from car financing solutions.
85GF Score
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3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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