PT BFI Finance Indonesia TbkFRA:PR2 +2.45%85 PS Ratio is 1.22 as of Jun. 24, 2026, which is 44% below its 10-year median of 2.17. GuruFocus rates FRA:PR2 with a GF Score™ of 85/100 and a GF Value™ of €0.04 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 522 Credit Services companies, PT BFI Finance Indonesia Tbk ranks better than 70.5% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, PT BFI Finance Indonesia Tbk's share price is €0.0293.
PT BFI Finance Indonesia Tbk's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was €0.02. Hence, PT BFI Finance Indonesia Tbk's PS Ratio for today is 1.22.
Good Sign:
PT BFI Finance Indonesia Tbk stock PS Ratio (=1.55) is close to 5-year low of 1.42.
The historical rank and industry rank for PT BFI Finance Indonesia Tbk's PS Ratio or its related term are showing as below:
FRA:PR2'
s PS Ratio Range Over the Past 10 Years
Min: 0.76 Med: 2.17 Max: 5.24
Current: 1.55
During the past 13 years, PT BFI Finance Indonesia Tbk's highest PS Ratio was 5.24. The lowest was 0.76. And the median was 2.17.
FRA:PR2's PS Ratio is ranked better than 70.5% of 522
companies
in the Credit Services industry
Industry Median: 2.87
vs FRA:PR2: 1.55
During the past 13 years, PT BFI Finance Indonesia Tbk's highest 3-Year average Revenue per Share Growth Rate was 33.30% per year. The lowest was -7.80% per year. And the median was 18.25% per year.
Back to Basics: PS Ratio
PT BFI Finance Indonesia Tbk (FRA:PR2) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
PT BFI Finance Indonesia Tbk PS Ratio Related Terms
PT BFI Finance Indonesia Tbk PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, PT BFI Finance Indonesia Tbk's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT BFI Finance Indonesia Tbk PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT BFI Finance Indonesia Tbk's PS Ratio distribution charts can be found below:
* The bar in red indicates where PT BFI Finance Indonesia Tbk's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
PT BFI Finance Indonesia Tbk's Share Price of today is €0.0293. PT BFI Finance Indonesia Tbk's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.02.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
PT BFI Finance Indonesia Tbk (FRA:PR2) has a PS Ratio of 1.22 as of Jun. 24, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on PT BFI Finance Indonesia Tbk and its competitors. This is 44% below median its historical median of 2.17. Over the past decade, PT BFI Finance Indonesia Tbk's PS Ratio has ranged from 0.76 to 5.24. According to the industry distribution chart, PT BFI Finance Indonesia Tbk ranks #154 out of 522 companies in the Credit Services industry, placing it in the top 29.5%.
Is PT BFI Finance Indonesia Tbk's PS Ratio too high?
PT BFI Finance Indonesia Tbk's current PS Ratio of 1.22 is 44% below median its 10-year median of 2.17. Over the past 10 years, this metric has ranged from a low of 0.76 to a high of 5.24. The Credit Services industry median PS Ratio is 2.87. PT BFI Finance Indonesia Tbk's value of 1.22 is 57.5% below this industry median. Based on the distribution chart, PT BFI Finance Indonesia Tbk ranks #154 out of 522 companies in the Credit Services industry, which is above the industry midpoint. Overall, PT BFI Finance Indonesia Tbk has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT BFI Finance Indonesia Tbk's PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, PT BFI Finance Indonesia Tbk ranks #154 out of 522 companies for PS Ratio. This puts PT BFI Finance Indonesia Tbk in the upper half of its industry. The industry median PS Ratio is 2.87. PT BFI Finance Indonesia Tbk's value of 1.22 is 57.5% below this benchmark. Historically, PT BFI Finance Indonesia Tbk's own PS Ratio has ranged from 0.76 to 5.24 over the past decade. While the company's 10-year median is 2.17 vs. the industry median of 2.87, PT BFI Finance Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.87, based on 522 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT BFI Finance Indonesia Tbk's current PS Ratio of 1.22 is 57.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on PT BFI Finance Indonesia Tbk and its competitors. For the Credit Services industry, the median PS Ratio is 2.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT BFI Finance Indonesia Tbk's current PS Ratio is 1.22, which is 44% below median its own 10-year median of 2.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT BFI Finance Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT BFI Finance Indonesia Tbk (FRA:PR2) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.04, compared to a current price of €0.03 — trading 26.8% below its estimated fair value. The current PS Ratio is 1.22, which is 44% below median its 10-year median of 2.17 and 57.5% below the Credit Services industry median of 2.87. PT BFI Finance Indonesia Tbk's overall GF Score™ is 85/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For PT BFI Finance Indonesia Tbk (FRA:PR2), the current PS Ratio is 1.22 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT BFI Finance Indonesia Tbk (FRA:PR2) Overvalued in 2026?
Based on GuruFocus' analysis, PT BFI Finance Indonesia Tbk stock appears to be undervalued.
The current stock price of €0.03 is trading 26.8% below its estimated GF Value™ of €0.04.
GuruFocus considers PT BFI Finance Indonesia Tbk to be Modestly Undervalued.
Key valuation signals for FRA:PR2:
PS Ratio: 1.22 (44% below median its 10-year median of 2.17)
GF Value™: €0.04 vs. price of €0.03 (26.8% below fair value)
Industry Position: 57.5% below the Credit Services median (#154 of 522)
No single metric tells the full story. See the FRA:PR2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT BFI Finance Indonesia Tbk is a multifinance company based in Indonesia. It offers Sharia financing solutions, such as umrah capital financing, financing for buying a used car, and other multipurpose Sharia-compliant credit products. Additionally, the company offers financial leasing solutions to individual and corporate customers who purchase or engage in the sale and leaseback of heavy equipment, machinery, motor vehicles, and other equipment. It also offers consumer financing for new and used cars purchased via dealers and secured financing for used cars, used motorcycles, and real estate. The company's operating segments are: Cars, Motorcycles, and Others. Maximum revenue is generated from the Cars segment, which includes income derived from car financing solutions.
85GF Score
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