What is PT BFI Finance Indonesia Tbk Days Payable?
PT BFI Finance Indonesia TbkFRA:PR2 +2.45%85 Days Payable is 20.30 as of Mar. 2026, which is 5% above its 10-year median of 19.39. GuruFocus rates FRA:PR2 with a GF Score™ of 85/100 and a GF Value™ of €0.04 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 302 Credit Services companies, PT BFI Finance Indonesia Tbk ranks worse than 54.3% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, PT BFI Finance Indonesia Tbk's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT BFI Finance Indonesia Tbk Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT BFI Finance Indonesia Tbk's Days Payable distribution charts can be found below:
* The bar in red indicates where PT BFI Finance Indonesia Tbk's Days Payable falls into.
PT BFI Finance Indonesia Tbk Days Payable Calculation
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT BFI Finance Indonesia Tbk (FRA:PR2) has a Days Payable of 20.30 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on PT BFI Finance Indonesia Tbk and its competitors. This is near median its historical median of 19.39. Over the past decade, PT BFI Finance Indonesia Tbk's Days Payable has ranged from 17.30 to 29.58. According to the industry distribution chart, PT BFI Finance Indonesia Tbk ranks #164 out of 302 companies in the Credit Services industry, placing it in the top 54.3%.
Is PT BFI Finance Indonesia Tbk's Days Payable too high?
PT BFI Finance Indonesia Tbk's current Days Payable of 20.30 is near median its 10-year median of 19.39. Over the past 10 years, this metric has ranged from a low of 17.30 to a high of 29.58. The Credit Services industry median Days Payable is 33.41. PT BFI Finance Indonesia Tbk's value of 20.30 is 39.2% below this industry median. Based on the distribution chart, PT BFI Finance Indonesia Tbk ranks #164 out of 302 companies in the Credit Services industry, which is below the industry midpoint. Overall, PT BFI Finance Indonesia Tbk has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT BFI Finance Indonesia Tbk's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, PT BFI Finance Indonesia Tbk ranks #164 out of 302 companies for Days Payable. This places PT BFI Finance Indonesia Tbk in the lower half of its industry. The industry median Days Payable is 33.41. PT BFI Finance Indonesia Tbk's value of 20.30 is 39.2% below this benchmark. Historically, PT BFI Finance Indonesia Tbk's own Days Payable has ranged from 17.30 to 29.58 over the past decade. While the company's 10-year median is 19.39 vs. the industry median of 33.41, PT BFI Finance Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.41, based on 302 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT BFI Finance Indonesia Tbk's current Days Payable of 20.30 is 39.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on PT BFI Finance Indonesia Tbk and its competitors. For the Credit Services industry, the median Days Payable is 33.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT BFI Finance Indonesia Tbk's current Days Payable is 20.30, which is near median its own 10-year median of 19.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT BFI Finance Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT BFI Finance Indonesia Tbk (FRA:PR2) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.04, compared to a current price of €0.03 — trading 26.8% below its estimated fair value. The current Days Payable is 20.30, which is near median its 10-year median of 19.39 and 39.2% below the Credit Services industry median of 33.41. PT BFI Finance Indonesia Tbk's overall GF Score™ is 85/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For PT BFI Finance Indonesia Tbk (FRA:PR2), the current Days Payable is 20.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT BFI Finance Indonesia Tbk (FRA:PR2) Overvalued in 2026?
Based on GuruFocus' analysis, PT BFI Finance Indonesia Tbk stock appears to be undervalued.
The current stock price of €0.03 is trading 26.8% below its estimated GF Value™ of €0.04.
GuruFocus considers PT BFI Finance Indonesia Tbk to be Modestly Undervalued.
Key valuation signals for FRA:PR2:
Days Payable: 20.30 (near median its 10-year median of 19.39)
GF Value™: €0.04 vs. price of €0.03 (26.8% below fair value)
Industry Position: 39.2% below the Credit Services median (#164 of 302)
No single metric tells the full story. See the FRA:PR2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT BFI Finance Indonesia Tbk is a multifinance company based in Indonesia. It offers Sharia financing solutions, such as umrah capital financing, financing for buying a used car, and other multipurpose Sharia-compliant credit products. Additionally, the company offers financial leasing solutions to individual and corporate customers who purchase or engage in the sale and leaseback of heavy equipment, machinery, motor vehicles, and other equipment. It also offers consumer financing for new and used cars purchased via dealers and secured financing for used cars, used motorcycles, and real estate. The company's operating segments are: Cars, Motorcycles, and Others. Maximum revenue is generated from the Cars segment, which includes income derived from car financing solutions.
85GF Score
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