PT BFI Finance Indonesia Tbk (FRA:PR2) 3-1 Month Momentum %: -8.57% (As of Aug. 09, 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:PR2 PT BFI Finance Indonesia Tbk FRA:PR2
85 GF Score
Price €0.06
GF Value €0.04
Valuation Significantly Overvalued
! 7 Warning Signs
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What is PT BFI Finance Indonesia Tbk 3-1 Month Momentum %?

PT BFI Finance Indonesia Tbk FRA:PR2 +51.80% 85 3-1 Month Momentum % is -8.57% as of Aug. 09, 2026. GuruFocus rates FRA:PR2 with a GF Score™ of 85/100 and a GF Value™ of €0.04 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 563 Credit Services companies, PT BFI Finance Indonesia Tbk ranks worse than 67.85% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-09), PT BFI Finance Indonesia Tbk's 3-1 Month Momentum % is -8.57%.

The industry rank for PT BFI Finance Indonesia Tbk's 3-1 Month Momentum % or its related term are showing as below:

FRA:PR2's 3-1 Month Momentum % is ranked worse than
67.85% of 563 companies
in the Credit Services industry
Industry Median: -1.56 vs FRA:PR2: -8.57

PT BFI Finance Indonesia Tbk  (FRA:PR2) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


PT BFI Finance Indonesia Tbk 3-1 Month Momentum % Related Terms


FRA:PR2 vs V, MA, AXP: 3-1 Month Momentum % Comparison

For the Credit Services subindustry, PT BFI Finance Indonesia Tbk's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT BFI Finance Indonesia Tbk 3-1 Month Momentum % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PT BFI Finance Indonesia Tbk's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where PT BFI Finance Indonesia Tbk's 3-1 Month Momentum % falls into.


FRA:PR2
85GF Score
PT BFI Finance Indonesia Tbk FRA:PR2
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT BFI Finance Indonesia Tbk  (FRA:PR2) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of -8.57% mean?
PT BFI Finance Indonesia Tbk (FRA:PR2) has a 3-1 Month Momentum % of -8.57% as of Aug. 09, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on PT BFI Finance Indonesia Tbk and its competitors. According to the industry distribution chart, PT BFI Finance Indonesia Tbk ranks #382 out of 563 companies in the Credit Services industry, placing it in the top 67.9%.
Is PT BFI Finance Indonesia Tbk's 3-1 Month Momentum % too high?
PT BFI Finance Indonesia Tbk's current 3-1 Month Momentum % is -8.57%. Based on the distribution chart, PT BFI Finance Indonesia Tbk ranks #382 out of 563 companies in the Credit Services industry, which is below the industry midpoint. Overall, PT BFI Finance Indonesia Tbk has a GF Score™ of 85/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT BFI Finance Indonesia Tbk's 3-1 Month Momentum % compare to V and MA?
According to the Credit Services industry distribution chart, PT BFI Finance Indonesia Tbk ranks #382 out of 563 companies for 3-1 Month Momentum %. This places PT BFI Finance Indonesia Tbk in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
A good 3-1 Month Momentum % depends on the Credit Services industry context. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on PT BFI Finance Indonesia Tbk and its competitors. PT BFI Finance Indonesia Tbk's current 3-1 Month Momentum % is -8.57%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT BFI Finance Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT BFI Finance Indonesia Tbk (FRA:PR2) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.04, compared to a current price of €0.06 — trading 47.3% above its estimated fair value. The current 3-1 Month Momentum % is -8.57%. PT BFI Finance Indonesia Tbk's overall GF Score™ is 85/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For PT BFI Finance Indonesia Tbk (FRA:PR2), the current 3-1 Month Momentum % is -8.57% as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT BFI Finance Indonesia Tbk (FRA:PR2) Overvalued in 2026?

Based on GuruFocus' analysis, PT BFI Finance Indonesia Tbk stock appears to be overvalued. The current stock price of €0.06 is trading 47.3% above its estimated GF Value™ of €0.04. GuruFocus considers PT BFI Finance Indonesia Tbk to be Significantly Overvalued.

Key valuation signals for FRA:PR2:

  • 3-1 Month Momentum %: -8.57%
  • GF Value™: €0.04 vs. price of €0.06 (47.3% above fair value)
  • GF Score™: 85/100 with 7 warning signs

No single metric tells the full story. See the FRA:PR2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT BFI Finance Indonesia Tbk Business Description

Other Exchanges BFIN:Indonesia
Address Jalan Kapten Soebijanto Djojohadikusumo, BFI Tower, Sunburst CBD Lot 1.2, BSD City, South Tangerang, Tangerang, IDN, 15322
PT BFI Finance Indonesia Tbk is a multifinance company based in Indonesia. It offers Sharia financing solutions, such as umrah capital financing, financing for buying a used car, and other multipurpose Sharia-compliant credit products. Additionally, the company offers financial leasing solutions to individual and corporate customers who purchase or engage in the sale and leaseback of heavy equipment, machinery, motor vehicles, and other equipment. It also offers consumer financing for new and used cars purchased via dealers and secured financing for used cars, used motorcycles, and real estate. The company's operating segments are: Cars, Motorcycles, and Others. Maximum revenue is generated from the Cars segment, which includes income derived from car financing solutions.
85GF Score

Get the complete analysis for FRA:PR2

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.06
Price
€0.04
GF Value