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International BancsharesIBOC +1.16%70 3-Year Dividend Growth Rate is 5.30% as of Jun. 2026, which is 55% below its 10-year median of 11.70. GuruFocus rates IBOC with a GF Score™ of 70/100 and a GF Value™ of $67.07 (Fairly Valued). The stock has 4 warning signs investors should review. Among 958 Banks companies, International Bancshares ranks worse than 65.55% on this metric.
The historical rank and industry rank for International Bancshares's 3-Year Dividend Growth Rate or its related term are showing as below:
IBOC'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -18.8 Med: 11.7 Max: 46.2
Current: 5.3
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of International Bancshares was 46.20% per year. The lowest was -18.80% per year. And the median was 11.70% per year.
IBOC's 3-Year Dividend Growth Rate is ranked worse than 65.55% of 958
companies
in the Banks industry
Industry Median: 10.1
vs IBOC: 5.30
During the past 12 months, International Bancshares's average Dividends Per Share Growth Rate was 5.10% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 5.30% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 4.90% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 10.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest Dividend Payout Ratio of International Bancshares was 0.42. The lowest was 0.19. And the median was 0.27.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
International Bancshares Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.730000
2026-08-14
2026-08-14
2026-08-28
Cash Dividend
semi-annually
USD:USD 1.000000
USD 0.730000
2026-02-13
2026-02-13
2026-02-27
Cash Dividend
semi-annually
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
International Bancshares's Dividend Yield (%) for Today is calculated as
Current Share Price is $71.76.
International Bancshares's Dividends per Share for the trailing twelve months (TTM) ended in Today is $1.46.
During the past 13 years, the highest Dividend Yield of International Bancshares was 6.24%. The lowest was 1.39%. And the median was 2.27%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
International Bancshares 3-Year Dividend Growth Rate Related Terms>
IBOC vs FULT, TCBI, FBP: 3-Year Dividend Growth Rate Comparison
For the Banks - Regional subindustry, International Bancshares's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
International Bancshares 3-Year Dividend Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, International Bancshares's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where International Bancshares's 3-Year Dividend Growth Rate falls into.
International Bancshares 3-Year Dividend Growth Rate Calculation
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 5.30% mean?
International Bancshares (IBOC) has a 3-Year Dividend Growth Rate of 5.30% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on International Bancshares and its competitors. This is 55% below median its historical median of 11.70. According to the industry distribution chart, International Bancshares ranks #628 out of 958 companies in the Banks industry, placing it in the top 65.6%.
Is International Bancshares' 3-Year Dividend Growth Rate too high?
International Bancshares' current 3-Year Dividend Growth Rate of 5.30% is 55% below median its 10-year median of 11.70. The Banks industry median 3-Year Dividend Growth Rate is 10.10. International Bancshares' value of 5.30% is 47.5% below this industry median. Based on the distribution chart, International Bancshares ranks #628 out of 958 companies in the Banks industry, which is below the industry midpoint. Overall, International Bancshares has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does International Bancshares' 3-Year Dividend Growth Rate compare to FULT and TCBI?
According to the Banks industry distribution chart, International Bancshares ranks #628 out of 958 companies for 3-Year Dividend Growth Rate. This places International Bancshares in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. International Bancshares' value of 5.30% is 47.5% below this benchmark. While the company's 10-year median is 11.70 vs. the industry median of 10.10, International Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 958 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. International Bancshares's current 3-Year Dividend Growth Rate of 5.30% is 47.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on International Bancshares and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. International Bancshares's current 3-Year Dividend Growth Rate is 5.30%, which is 55% below median its own 10-year median of 11.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Bancshares stock overvalued right now?
Based on GuruFocus' analysis, International Bancshares (IBOC) is currently considered Fairly Valued. The stock's GF Value™ is $67.07, compared to a current price of $71.76 — trading 7% above its estimated fair value. The current 3-Year Dividend Growth Rate is 5.30%, which is 55% below median its 10-year median of 11.70 and 47.5% below the Banks industry median of 10.10. International Bancshares' overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For International Bancshares (IBOC), the current 3-Year Dividend Growth Rate is 5.30% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is International Bancshares (IBOC) Overvalued in 2026?
Based on GuruFocus' analysis, International Bancshares stock appears to be overvalued.
The current stock price of $71.76 is trading 7% above its estimated GF Value™ of $67.07.
GuruFocus considers International Bancshares to be Fairly Valued.
Key valuation signals for IBOC:
3-Year Dividend Growth Rate: 5.30% (55% below median its 10-year median of 11.70)
GF Value™: $67.07 vs. price of $71.76 (7% above fair value)
Industry Position: 47.5% below the Banks median (#628 of 958)
No single metric tells the full story. See the IBOC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
International Bancshares Corp is a registered multibank financial holding company providing a diversified range of commercial and retail banking services in its main banking and branch facilities located in north, south, central, and southeast Texas and the State of Oklahoma.. The company provides commercial and retail banking services in Texas and Oklahoma. The services provided by the bank include checking, savings, bank cards, lending, insurance, mortgage, investments, and other services.
70GF Score
Get the complete analysis for IBOC
3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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