International Bancshares (International Bancshares) Debt-to-Equity : 0.05 (As of Dec. 2023)

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What is International Bancshares Debt-to-Equity?

International Bancshares's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $0.0 Mil. International Bancshares's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $119.6 Mil. International Bancshares's Total Stockholders Equity for the quarter that ended in Dec. 2023 was $2,447.8 Mil. International Bancshares's debt to equity for the quarter that ended in Dec. 2023 was 0.05.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for International Bancshares's Debt-to-Equity or its related term are showing as below:

IBOC' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.05 Med: 0.38 Max: 0.79
Current: 0.05

During the past 13 years, the highest Debt-to-Equity Ratio of International Bancshares was 0.79. The lowest was 0.05. And the median was 0.38.

IBOC's Debt-to-Equity is ranked better than
94.9% of 1392 companies
in the Banks industry
Industry Median: 0.68 vs IBOC: 0.05

International Bancshares Debt-to-Equity Historical Data

The historical data trend for International Bancshares's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

International Bancshares Debt-to-Equity Chart

International Bancshares Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Equity

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0.36

0.26

0.25

0.07

0.05

International Bancshares Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Debt-to-Equity	Get a 7-Day Free Trial															0.07	0.07	0.06	0.06	0.05

Competitive Comparison of International Bancshares's Debt-to-Equity

For the Banks - Regional subindustry, International Bancshares's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

International Bancshares's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, International Bancshares's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where International Bancshares's Debt-to-Equity falls into.

International Bancshares Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

International Bancshares's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	119.613)	/	2447.774
	=	0.05

International Bancshares's Debt to Equity Ratio for the quarter that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	119.613)	/	2447.774
	=	0.05

International Bancshares (NAS:IBOC) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

International Bancshares Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of International Bancshares's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

International Bancshares (International Bancshares) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » International Bancshares Corp (NAS:IBOC) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

N/A

Address

1200 San Bernardo Avenue, Laredo, TX, USA, 78042 - 1359

Website

https://www.ibc.com

International Bancshares Corp is a financial holding company with bank subsidiaries that provide commercial and retail banking services, primarily in Texas and Oklahoma. The subsidiaries gather funds from various sources and invest these funds to earn a return. Fund gathering primarily takes the form of accepting demand and time deposits. The bank subsidiaries have historically focused on providing commercial banking services to small and medium-size businesses. The subsidiaries have increasingly transitioned to also providing consumer and retail banking, including mortgage lending. The company's strategy emphasizes customer service and expense control. The company generates net revenue primarily through net interest income.

Executives

Sanchez Antonio R Jr	director, 10 percent owner	1360 POST OAK BLVD, SUITE 2400, HOUSTON TX 77056
Diana G Zuniga	director	1200 SAN BERNARDO, 1200 SAN BERNARDO AVE, LAREDO TX 78040
Dalia F Martinez	officer: VICE PRESIDENT	1200 SAN BERNARDO, 1200 SAN BERNARDO AVE, LAREDO TX 78042
Rudolph Miles	director	1200 SAN BERNARDO, LAREDO TX 78040
Anda Javier De	director	1200 SAN BERNARDO, LAREDO TX 78040
Roberto R Resendez	director	1200 SAN BERNARDO, LAREDO TX 78040
Judith I Wawroski	officer: Treasurer/PAO	1200 SAN BERNARDO, LAREDO TX 78040
Julie L Tarvin	officer: VICE PRESIDENT	1200 SAN BERNARDO, LAREDO TX 78040
R David Guerra	director
Imelda Navarro	director, officer: Executive Officer
Leonardo Salinas	director	PO BOX 1359, LAREDO TX 78040
Larry A Norton	director	1200 SAN BERNARDO AVE., LAREDO TX 78040
Hastings Daniel B Jr	director	P O BOX 1359, LAREDO TX 78040
Dennis E Nixon	director, officer: CEO	P.O. BOX 1359, LAREDO TX 78040
Douglas B Howland	director	1200 SAN BERNARDO AVE., LAREDO TX 78040