Business Description
Optasia
ISIN : VGG2072E1016
Total Employee Number:
380Compare
Compare
Traded in other countries / regions
OPA.South Africa IPO Date
2025-11-04Description
Optasia is an AI-powered fintech platform operating a B2B2X model that enables financial institutions, mobile network operators, wallets and digital distributors to offer digital credit products through their customer channels. The Group provides AI-driven decisioning, technology integration and risk management capabilities across emerging markets. Its core business lines are Micro Financing Solutions (MFS), which provides short-duration digital lending through mobile wallet ecosystems, and Airtime Credit Solutions (ACS), which offers airtime, data and bundle advance solutions through mobile network operator channels. Products include XTRA Cash, XTRA Balance, XTRA Time, XTRA, XTRA Bundle and XTRA Buy. It operates across Africa, the Middle East and other countries.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.84 | |||||
Equity-to-Asset | 0.4 | |||||
Debt-to-Equity | 0.92 | |||||
Debt-to-EBITDA | 1.37 | |||||
Interest Coverage | 7.32 | |||||
Piotroski F-Score | 5/9 | |||||
Altman Z-Score | 6.06 | |||||
Beneish M-Score | -1.64 | |||||
WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 29.4 | |||||
3-Year EBITDA Growth Rate | 14.7 | |||||
3-Year EPS without NRI Growth Rate | 14.7 | |||||
3-Year FCF Growth Rate | 8.4 | |||||
3-Year Book Growth Rate | 111 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 21.39 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 19.49 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 37.47 | |||||
9-Day RSI | 34.61 | |||||
14-Day RSI | 35.85 | |||||
3-1 Month Momentum % | -17.2 | |||||
6-1 Month Momentum % | -32.35 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 3.01 | |||||
Quick Ratio | 3.01 | |||||
Cash Ratio | 1.11 | |||||
Days Sales Outstanding | 59.94 | |||||
Days Payable | 7.97 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 38.66 | |||||
Operating Margin % | 28.7 | |||||
Net Margin % | 15.11 | |||||
EBITDA Margin % | 29.91 | |||||
FCF Margin % | 9.61 | |||||
OCF Margin % | 14.24 | |||||
ROE % | 49.5 | |||||
ROA % | 17.12 | |||||
ROIC % | 40.15 | |||||
3-Year ROIIC % | 6.49 | |||||
ROC (Joel Greenblatt) % | 196.84 | |||||
ROCE % | 40.42 | |||||
Years of Profitability over Past 10-Year | 4 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 23.12 | |||||
Forward PE Ratio | 15.01 | |||||
PE Ratio without NRI | 23.12 | |||||
PS Ratio | 3.46 | |||||
PB Ratio | 8.19 | |||||
Price-to-Tangible-Book | 10.5 | |||||
Price-to-Free-Cash-Flow | 36.13 | |||||
Price-to-Operating-Cash-Flow | 24.37 | |||||
EV-to-EBIT | 14.22 | |||||
EV-to-EBITDA | 12.45 | |||||
EV-to-Revenue | 3.72 | |||||
EV-to-FCF | 38.77 | |||||
Price-to-Graham-Number | 3.29 | |||||
| Price-to-Net-Current-Asset-Value | 13.42 | |||||
Earnings Yield (Greenblatt) % | 7.03 | |||||
FCF Yield % | 2.63 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Optasia Executives
DetailsGF Valueâ„¢
Analyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil R) | 4,582.352 | ||
| EPS (TTM) (R) | 0.586 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | - | ||
| 3-Year Sortino Ratio | - | ||
| Volatility % | - | ||
| 14-Day RSI | 35.85 | ||
| 14-Day ATR (R) | 0.449392 | ||
| 20-Day SMA (R) | 14.2875 | ||
| 12-1 Month Momentum % | - | ||
| 52-Week Range (R) | 13.04 - 23.6 | ||
| Shares Outstanding (Mil) | 1,235.06 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Optasia Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Optasia Stock Events
| Event | Date | Price (R) | ||
|---|---|---|---|---|
| No Event Data | ||||
Optasia Frequently Asked Questions
What is Optasia(JSE:OPA)'s stock price today?
The current price of JSE:OPA is R13.55. The 52 week high of JSE:OPA is R23.60 and 52 week low is R13.04.
When is next earnings date of Optasia(JSE:OPA)?
The next earnings date of Optasia(JSE:OPA) is .
Does Optasia(JSE:OPA) pay dividends? If so, how much?
Optasia(JSE:OPA) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Optasia
No articles.
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