Optasia (JSE:OPA) PS Ratio: 3.46 (As of Aug. 31, 2026) — 33% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JSE:OPA Optasia JSE:OPA
22 GF Score
Price R13.55
! 2 Warning Signs
View Full Analysis

What is Optasia PS Ratio?

Optasia JSE:OPA +2.57% 22 PS Ratio is 3.46 as of Aug. 31, 2026, which is 33% below its 10-year median of 5.16. GuruFocus rates JSE:OPA with a GF Score™ of 22/100. The stock has 2 warning signs investors should review. Among 518 Credit Services companies, Optasia ranks worse than 57.34% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Optasia's share price is R13.55. Optasia's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was R3.91. Hence, Optasia's PS Ratio for today is 3.46.

Good Sign:

Optasia stock PS Ratio (=3.57) is close to 1-year low of 3.57.

The historical rank and industry rank for Optasia's PS Ratio or its related term are showing as below:

JSE:OPA' s PS Ratio Range Over the Past 10 Years
Min: 3.46   Med: 5.16   Max: 9.04
Current: 3.46

During the past 4 years, Optasia's highest PS Ratio was 9.04. The lowest was 3.46. And the median was 5.16.

JSE:OPA's PS Ratio is ranked worse than
57.34% of 518 companies
in the Credit Services industry
Industry Median: 2.84 vs JSE:OPA: 3.46

Optasia's Revenue per Sharefor the six months ended in Dec. 2025 was R2.21. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was R3.91.

During the past 12 months, the average Revenue per Share Growth Rate of Optasia was 68.70% per year. During the past 3 years, the average Revenue per Share Growth Rate was 29.40% per year.

During the past 4 years, Optasia's highest 3-Year average Revenue per Share Growth Rate was 29.40% per year. The lowest was 29.40% per year. And the median was 29.40% per year.

Back to Basics: PS Ratio


Optasia  (JSE:OPA) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Optasia PS Ratio Related Terms


Optasia PS Ratio Historical Data

* Premium members only.

The historical data trend for Optasia's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Optasia PS Ratio Chart

Optasia Annual Data
Trend Dec22 Dec23 Dec24 Dec25
PS Ratio
0.00 0.00 0.00 5.40

Optasia Semi-Annual Data
Dec22 Dec23 Jun24 Dec24 Jun25 Dec25
PS Ratio Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 5.40

JSE:OPA vs V, MA, AXP: PS Ratio Comparison

For the Credit Services subindustry, Optasia's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Optasia PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Optasia's PS Ratio distribution charts can be found below:

* The bar in red indicates where Optasia's PS Ratio falls into.


JSE:OPA
22GF Score
Optasia JSE:OPA
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Optasia PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Optasia's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=13.55/3.912
=3.46

Optasia's Share Price of today is R13.55.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Optasia's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was R3.91.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 3.46 mean?
Optasia (JSE:OPA) has a PS Ratio of 3.46 as of Aug. 31, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Optasia and its competitors. This is 33% below median its historical median of 5.16. Over the past decade, Optasia's PS Ratio has ranged from 3.46 to 9.04. According to the industry distribution chart, Optasia ranks #297 out of 518 companies in the Credit Services industry, placing it in the top 57.3%.
Is Optasia's PS Ratio too high?
Optasia's current PS Ratio of 3.46 is 33% below median its 10-year median of 5.16. Over the past 10 years, this metric has ranged from a low of 3.46 to a high of 9.04. The Credit Services industry median PS Ratio is 2.84. Optasia's value of 3.46 is 21.8% above this industry median. Based on the distribution chart, Optasia ranks #297 out of 518 companies in the Credit Services industry, which is below the industry midpoint. Overall, Optasia has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Optasia's PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Optasia ranks #297 out of 518 companies for PS Ratio. This places Optasia in the lower half of its industry. The industry median PS Ratio is 2.84. Optasia's value of 3.46 is 21.8% above this benchmark. Historically, Optasia's own PS Ratio has ranged from 3.46 to 9.04 over the past decade. While the company's 10-year median is 5.16 vs. the industry median of 2.84, Optasia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.84, based on 518 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Optasia's current PS Ratio of 3.46 is 21.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Optasia and its competitors. For the Credit Services industry, the median PS Ratio is 2.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Optasia's current PS Ratio is 3.46, which is 33% below median its own 10-year median of 5.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Optasia stock overvalued right now?
Optasia (JSE:OPA) has a current PS Ratio of 3.46. The current PS Ratio is 3.46, which is 33% below median its 10-year median of 5.16 and 21.8% above the Credit Services industry median of 2.84. Optasia's overall GF Score™ is 22/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Optasia (JSE:OPA), the current PS Ratio is 3.46 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Optasia Business Description

Address Jumeirah Lake Towers, Office No 806, Cluster N, Dubai, ARE
Optasia is an AI-powered fintech platform operating a B2B2X model that enables financial institutions, mobile network operators, wallets and digital distributors to offer digital credit products through their customer channels. The Group provides AI-driven decisioning, technology integration and risk management capabilities across emerging markets. Its core business lines are Micro Financing Solutions (MFS), which provides short-duration digital lending through mobile wallet ecosystems, and Airtime Credit Solutions (ACS), which offers airtime, data and bundle advance solutions through mobile network operator channels. Products include XTRA Cash, XTRA Balance, XTRA Time, XTRA, XTRA Bundle and XTRA Buy. It operates across Africa, the Middle East and other countries.
22GF Score

Get the complete analysis for JSE:OPA

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R13.55
Price