Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
OptasiaJSE:OPA +2.57%22 EBITDA Margin % is 28.30% as of Dec. 2025, which is 29% below its 10-year median of 39.97. GuruFocus rates JSE:OPA with a GF Score™ of 22/100. The stock has 2 warning signs investors should review. Among 416 Credit Services companies, Optasia ranks better than 59.13% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Optasia's EBITDA for the
six
months ended in Dec. 2025 was R706 Mil. Optasia's Revenue for the
six
months ended in Dec. 2025 was R2,494 Mil. Therefore, Optasia's EBITDA margin for the quarter that ended in Dec. 2025 was 28.30%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Optasia EBITDA Margin % Related Terms
Optasia EBITDA Margin % Historical Data
* Premium members only.
The historical data trend for Optasia's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Optasia's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Optasia EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Optasia's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Optasia's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Optasia (JSE:OPA) has a EBITDA Margin % of 28.30% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Optasia and its competitors. This is 29% below median its historical median of 39.97. Over the past decade, Optasia's EBITDA Margin % has ranged from 29.86 to 42.90. According to the industry distribution chart, Optasia ranks #170 out of 416 companies in the Credit Services industry, placing it in the top 40.9%.
Is Optasia's EBITDA Margin % too high?
Optasia's current EBITDA Margin % of 28.30% is 29% below median its 10-year median of 39.97. Over the past 10 years, this metric has ranged from a low of 29.86 to a high of 42.90. The Credit Services industry median EBITDA Margin % is 23.35. Optasia's value of 28.30% is 21.2% above this industry median. Based on the distribution chart, Optasia ranks #170 out of 416 companies in the Credit Services industry, which is above the industry midpoint. Overall, Optasia has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Optasia's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Optasia ranks #170 out of 416 companies for EBITDA Margin %. This puts Optasia in the upper half of its industry. The industry median EBITDA Margin % is 23.35. Optasia's value of 28.30% is 21.2% above this benchmark. Historically, Optasia's own EBITDA Margin % has ranged from 29.86 to 42.90 over the past decade. While the company's 10-year median is 39.97 vs. the industry median of 23.35, Optasia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 23.35, based on 416 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Optasia's current EBITDA Margin % of 28.30% is 21.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Optasia and its competitors. For the Credit Services industry, the median EBITDA Margin % is 23.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Optasia's current EBITDA Margin % is 28.30%, which is 29% below median its own 10-year median of 39.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Optasia stock overvalued right now?
Optasia (JSE:OPA) has a current EBITDA Margin % of 28.30%. The current EBITDA Margin % is 28.30%, which is 29% below median its 10-year median of 39.97 and 21.2% above the Credit Services industry median of 23.35. Optasia's overall GF Score™ is 22/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Optasia (JSE:OPA), the current EBITDA Margin % is 28.30% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Optasia is an AI-powered fintech platform operating a B2B2X model that enables financial institutions, mobile network operators, wallets and digital distributors to offer digital credit products through their customer channels. The Group provides AI-driven decisioning, technology integration and risk management capabilities across emerging markets. Its core business lines are Micro Financing Solutions (MFS), which provides short-duration digital lending through mobile wallet ecosystems, and Airtime Credit Solutions (ACS), which offers airtime, data and bundle advance solutions through mobile network operator channels. Products include XTRA Cash, XTRA Balance, XTRA Time, XTRA, XTRA Bundle and XTRA Buy. It operates across Africa, the Middle East and other countries.
22GF Score
Get the complete analysis for JSE:OPA
EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
JSE:OPA has been successfully added to your 
