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OptasiaJSE:OPA +2.57%22 EV-to-FCF is 38.77 as of Aug. 31, 2026, which is 29% below its 10-year median of 54.51. GuruFocus rates JSE:OPA with a GF Score™ of 22/100. The stock has 2 warning signs investors should review. Among 270 Credit Services companies, Optasia ranks worse than 70% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Optasia's Enterprise Value is R17,069 Mil.
Optasia's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was R440 Mil. Therefore, Optasia's EV-to-FCF for today is 38.77.
The historical rank and industry rank for Optasia's EV-to-FCF or its related term are showing as below:
JSE:OPA'
s EV-to-FCF Range Over the Past 10 Years
Min: 37.99 Med: 54.51 Max: 92.27
Current: 38.77
During the past 4 years, the highest EV-to-FCF of Optasia was 92.27. The lowest was 37.99. And the median was 54.51.
JSE:OPA's EV-to-FCF is ranked worse than 70% of 270
companies
in the Credit Services industry
Industry Median: 13.765
vs JSE:OPA: 38.77
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Optasia's share price for today is R13.55.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Optasia's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was R0.586.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Optasia EV-to-FCF Related Terms
Optasia EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Optasia's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Optasia's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Optasia EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Optasia's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Optasia's EV-to-FCF falls into.
Optasia's current Enterprise Value is R17,069 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Optasia's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was R440 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Optasia (JSE:OPA) has a EV-to-FCF of 38.77 as of Aug. 31, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Optasia and its competitors. This is 29% below median its historical median of 54.51. Over the past decade, Optasia's EV-to-FCF has ranged from 37.99 to 92.27. According to the industry distribution chart, Optasia ranks #189 out of 270 companies in the Credit Services industry, placing it in the top 70%.
Is Optasia's EV-to-FCF too high?
Optasia's current EV-to-FCF of 38.77 is 29% below median its 10-year median of 54.51. Over the past 10 years, this metric has ranged from a low of 37.99 to a high of 92.27. The Credit Services industry median EV-to-FCF is 13.77. Optasia's value of 38.77 is 181.7% above this industry median. Based on the distribution chart, Optasia ranks #189 out of 270 companies in the Credit Services industry, which is below the industry midpoint. Overall, Optasia has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Optasia's EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, Optasia ranks #189 out of 270 companies for EV-to-FCF. This places Optasia in the lower half of its industry. The industry median EV-to-FCF is 13.77. Optasia's value of 38.77 is 181.7% above this benchmark. Historically, Optasia's own EV-to-FCF has ranged from 37.99 to 92.27 over the past decade. While the company's 10-year median is 54.51 vs. the industry median of 13.77, Optasia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.77, based on 270 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Optasia's current EV-to-FCF of 38.77 is 181.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Optasia and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Optasia's current EV-to-FCF is 38.77, which is 29% below median its own 10-year median of 54.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Optasia stock overvalued right now?
Optasia (JSE:OPA) has a current EV-to-FCF of 38.77. The current EV-to-FCF is 38.77, which is 29% below median its 10-year median of 54.51 and 181.7% above the Credit Services industry median of 13.77. Optasia's overall GF Score™ is 22/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Optasia (JSE:OPA), the current EV-to-FCF is 38.77 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Optasia is an AI-powered fintech platform operating a B2B2X model that enables financial institutions, mobile network operators, wallets and digital distributors to offer digital credit products through their customer channels. The Group provides AI-driven decisioning, technology integration and risk management capabilities across emerging markets. Its core business lines are Micro Financing Solutions (MFS), which provides short-duration digital lending through mobile wallet ecosystems, and Airtime Credit Solutions (ACS), which offers airtime, data and bundle advance solutions through mobile network operator channels. Products include XTRA Cash, XTRA Balance, XTRA Time, XTRA, XTRA Bundle and XTRA Buy. It operates across Africa, the Middle East and other countries.
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