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OptasiaJSE:OPA +2.57%22 FCF Margin % is 9.62% as of Dec. 2025, which is 27% below its 10-year median of 13.16. GuruFocus rates JSE:OPA with a GF Score™ of 22/100. The stock has 2 warning signs investors should review. Among 534 Credit Services companies, Optasia ranks better than 58.43% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Optasia's Free Cash Flow for the
six
months ended in Dec. 2025 was R240 Mil. Optasia's Revenue for the
six
months ended in Dec. 2025 was R2,494 Mil. Therefore, Optasia's FCF Margin % for the quarter that ended in Dec. 2025 was 9.62%.
The historical data trend for Optasia's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Optasia's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Optasia FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Optasia's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Optasia's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Optasia (JSE:OPA) has a FCF Margin % of 9.62% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Optasia and its competitors. This is 27% below median its historical median of 13.16. Over the past decade, Optasia's FCF Margin % has ranged from 9.61 to 16.33. According to the industry distribution chart, Optasia ranks #222 out of 534 companies in the Credit Services industry, placing it in the top 41.6%.
Is Optasia's FCF Margin % too high?
Optasia's current FCF Margin % of 9.62% is 27% below median its 10-year median of 13.16. Over the past 10 years, this metric has ranged from a low of 9.61 to a high of 16.33. The Credit Services industry median FCF Margin % is 0.72. Optasia's value of 9.62% is 1236.1% above this industry median. Based on the distribution chart, Optasia ranks #222 out of 534 companies in the Credit Services industry, which is above the industry midpoint. Overall, Optasia has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Optasia's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Optasia ranks #222 out of 534 companies for FCF Margin %. This puts Optasia in the upper half of its industry. The industry median FCF Margin % is 0.72. Optasia's value of 9.62% is 1236.1% above this benchmark. Historically, Optasia's own FCF Margin % has ranged from 9.61 to 16.33 over the past decade. While the company's 10-year median is 13.16 vs. the industry median of 0.72, Optasia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.72, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Optasia's current FCF Margin % of 9.62% is 1236.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Optasia and its competitors. For the Credit Services industry, the median FCF Margin % is 0.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Optasia's current FCF Margin % is 9.62%, which is 27% below median its own 10-year median of 13.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Optasia stock overvalued right now?
Optasia (JSE:OPA) has a current FCF Margin % of 9.62%. The current FCF Margin % is 9.62%, which is 27% below median its 10-year median of 13.16 and 1236.1% above the Credit Services industry median of 0.72. Optasia's overall GF Score™ is 22/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Optasia (JSE:OPA), the current FCF Margin % is 9.62% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Optasia is an AI-powered fintech platform operating a B2B2X model that enables financial institutions, mobile network operators, wallets and digital distributors to offer digital credit products through their customer channels. The Group provides AI-driven decisioning, technology integration and risk management capabilities across emerging markets. Its core business lines are Micro Financing Solutions (MFS), which provides short-duration digital lending through mobile wallet ecosystems, and Airtime Credit Solutions (ACS), which offers airtime, data and bundle advance solutions through mobile network operator channels. Products include XTRA Cash, XTRA Balance, XTRA Time, XTRA, XTRA Bundle and XTRA Buy. It operates across Africa, the Middle East and other countries.
22GF Score
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