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OptasiaJSE:OPA +2.57%22 EV-to-EBIT is 14.22 as of Aug. 31, 2026, which is 29% below its 10-year median of 20.02. GuruFocus rates JSE:OPA with a GF Score™ of 22/100. The stock has 2 warning signs investors should review. Among 310 Credit Services companies, Optasia ranks better than 63.55% on this metric.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Optasia's Enterprise Value is R17,069 Mil.
Optasia's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was R1,201 Mil. Therefore, Optasia's EV-to-EBIT for today is 14.22.
The historical rank and industry rank for Optasia's EV-to-EBIT or its related term are showing as below:
JSE:OPA'
s EV-to-EBIT Range Over the Past 10 Years
Min: 13.95 Med: 20.02 Max: 26.76
Current: 14.22
During the past 4 years, the highest EV-to-EBIT of Optasia was 26.76. The lowest was 13.95. And the median was 20.02.
JSE:OPA's EV-to-EBIT is ranked better than 63.55% of 310
companies
in the Credit Services industry
Industry Median: 21.88
vs JSE:OPA: 14.22
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Optasia's Enterprise Value for the quarter that ended in Dec. 2025 was R25,630 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Optasia's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was R1,201 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Optasia EV-to-EBIT Related Terms
Optasia EV-to-EBIT Historical Data
* Premium members only.
The historical data trend for Optasia's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Optasia's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Optasia EV-to-EBIT vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Optasia's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Optasia's EV-to-EBIT falls into.
Optasia's current Enterprise Value is R17,069 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Optasia's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was R1,201 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Optasia (JSE:OPA) has a EV-to-EBIT of 14.22 as of Aug. 31, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Optasia and its competitors. This is 29% below median its historical median of 20.02. Over the past decade, Optasia's EV-to-EBIT has ranged from 13.95 to 26.76. According to the industry distribution chart, Optasia ranks #113 out of 310 companies in the Credit Services industry, placing it in the top 36.5%.
Is Optasia's EV-to-EBIT too high?
Optasia's current EV-to-EBIT of 14.22 is 29% below median its 10-year median of 20.02. Over the past 10 years, this metric has ranged from a low of 13.95 to a high of 26.76. The Credit Services industry median EV-to-EBIT is 21.88. Optasia's value of 14.22 is 35% below this industry median. Based on the distribution chart, Optasia ranks #113 out of 310 companies in the Credit Services industry, which is above the industry midpoint. Overall, Optasia has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Optasia's EV-to-EBIT compare to V and MA?
According to the Credit Services industry distribution chart, Optasia ranks #113 out of 310 companies for EV-to-EBIT. This puts Optasia in the upper half of its industry. The industry median EV-to-EBIT is 21.88. Optasia's value of 14.22 is 35% below this benchmark. Historically, Optasia's own EV-to-EBIT has ranged from 13.95 to 26.76 over the past decade. While the company's 10-year median is 20.02 vs. the industry median of 21.88, Optasia has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Credit Services company?
The median EV-to-EBIT among Credit Services companies is 21.88, based on 310 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Optasia's current EV-to-EBIT of 14.22 is 35% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Optasia and its competitors. For the Credit Services industry, the median EV-to-EBIT is 21.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Optasia's current EV-to-EBIT is 14.22, which is 29% below median its own 10-year median of 20.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Optasia stock overvalued right now?
Optasia (JSE:OPA) has a current EV-to-EBIT of 14.22. The current EV-to-EBIT is 14.22, which is 29% below median its 10-year median of 20.02 and 35% below the Credit Services industry median of 21.88. Optasia's overall GF Score™ is 22/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Optasia (JSE:OPA), the current EV-to-EBIT is 14.22 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Optasia is an AI-powered fintech platform operating a B2B2X model that enables financial institutions, mobile network operators, wallets and digital distributors to offer digital credit products through their customer channels. The Group provides AI-driven decisioning, technology integration and risk management capabilities across emerging markets. Its core business lines are Micro Financing Solutions (MFS), which provides short-duration digital lending through mobile wallet ecosystems, and Airtime Credit Solutions (ACS), which offers airtime, data and bundle advance solutions through mobile network operator channels. Products include XTRA Cash, XTRA Balance, XTRA Time, XTRA, XTRA Bundle and XTRA Buy. It operates across Africa, the Middle East and other countries.
22GF Score
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