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Business Description
Bread Financial Holdings Inc
NAICS : 522210
SIC : 6159
ISIN : US0185811082
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Traded in other countries / regions
BFH.USAA1LL34.BrazilLID.Germany0HCR.UKBFH.Mexico IPO Date
2019-06-05Description
Formed by a combination of JCPenney's credit card processing unit and The Limited's credit card bank business, Bread Financial is a provider of private-label and co-branded credit cards, loyalty programs, and marketing services. The company's most financially significant unit is its credit card business that partners with retailers to jointly market Bread's credit cards to their customers. The company also retains a minority interest in spun-off LoyaltyOne, which operates the largest airline miles loyalty program in Canada and offers marketing services to grocery chains in Europe and Asia.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.65 | |||||
| Equity-to-Asset | 0.13 | |||||
| Debt-to-Equity | 1.86 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 4/9 | |||||
| Beneish M-Score | -2.81 | |||||
| WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 5.2 | |||||
| 3-Year EPS without NRI Growth Rate | -23.7 | |||||
| 3-Year FCF Growth Rate | 8.1 | |||||
| 3-Year Book Growth Rate | 14.1 | |||||
| Future 3-5Y EPS without NRI Growth Rate Estimate | 15.57 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 4.71 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 9-Day RSI | 100 | |||||
| 14-Day RSI | 100 | |||||
| 12-1 Month Momentum % | 106.01 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Payout Ratio | 0.16 | |||||
| 3-Year Average Share Buyback Ratio | 0.5 | |||||
| Shareholder Yield % | -0.45 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 7.19 | |||||
| FCF Margin % | 47.84 | |||||
| ROE % | 9.03 | |||||
| ROA % | 1.23 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 9.04 | |||||
| Forward PE Ratio | 8.27 | |||||
| PE Ratio without NRI | 8.97 | |||||
| Shiller PE Ratio | 4.24 | |||||
| Price-to-Owner-Earnings | 15.44 | |||||
| PEG Ratio | 0.56 | |||||
| PS Ratio | 0.66 | |||||
| PB Ratio | 0.81 | |||||
| Price-to-Tangible-Book | 1.07 | |||||
| Price-to-Free-Cash-Flow | 1.38 | |||||
| Price-to-Operating-Cash-Flow | 1.36 | |||||
| EV-to-Revenue | 1.85 | |||||
| EV-to-Forward-Revenue | 1.88 | |||||
| EV-to-FCF | 3.88 | |||||
| Price-to-GF-Value | 1.26 | |||||
| Price-to-Projected-FCF | 0.13 | |||||
| Price-to-Median-PS-Value | 0.51 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.42 | |||||
| Price-to-Graham-Number | 0.65 | |||||
| FCF Yield % | 72.79 | |||||
| Forward Rate of Return (Yacktman) % | 85.14 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Bread Financial Holdings Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil MXN) | 71,708.248 | ||
| EPS (TTM) (MXN) | 97.492 | ||
| Beta | -0.29 | ||
| 3-Year Sharpe Ratio | 0.07 | ||
| 3-Year Sortino Ratio | 0.13 | ||
| Volatility % | 106.59 | ||
| 14-Day RSI | 100 | ||
| 14-Day ATR (MXN) | 0.000588 | ||
| 20-Day SMA (MXN) | 1156 | ||
| 12-1 Month Momentum % | 106.01 | ||
| 52-Week Range (MXN) | 561.15 - 1156 | ||
| Shares Outstanding (Mil) | 49.09 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Bread Financial Holdings Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Bread Financial Holdings Inc Stock Events
| Event | Date | Price (MXN) | ||
|---|---|---|---|---|
| No Event Data | ||||
Bread Financial Holdings Inc Frequently Asked Questions
What is Bread Financial Holdings Inc(MEX:BFH)'s stock price today?
The current price of MEX:BFH is MXN1156.00. The 52 week high of MEX:BFH is MXN1156.00 and 52 week low is MXN561.15.
When is next earnings date of Bread Financial Holdings Inc(MEX:BFH)?
The next earnings date of Bread Financial Holdings Inc(MEX:BFH) is 2025-04-25 Est..
Does Bread Financial Holdings Inc(MEX:BFH) pay dividends? If so, how much?
Bread Financial Holdings Inc(MEX:BFH) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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