Business Description
Pineapple Financial Inc
NAICS : 526913
SIC : 7229
ISIN : CA72303K2074
Total Employee Number:
39Compare
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Traded in other countries / regions
PAPL.USA IPO Date
2023-11-01Description
Pineapple Financial Inc is a Canada-based mortgage technology and brokerage company that provides mortgage brokerage services and technology solutions to Canadian mortgage agents, brokers, sub-brokers, brokerages, and consumers. Through its data-driven systems together with cloud-based tools, it offers advantages in the Canadian mortgage industry relative to alternative mortgage broker arrangements and also provides back office services.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.23 | |||||
Equity-to-Asset | 0.68 | |||||
Debt-to-Equity | 0.43 | |||||
Debt-to-EBITDA | -51.75 | |||||
Piotroski F-Score | 4/9 | |||||
Altman Z-Score | 0.58 | |||||
Beneish M-Score | 108.88 | |||||
WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 41.2 | |||||
3-Year EBITDA Growth Rate | 18.8 | |||||
3-Year EPS without NRI Growth Rate | 5.4 | |||||
3-Year FCF Growth Rate | 29.3 | |||||
3-Year Book Growth Rate | -62.6 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 40.04 | |||||
9-Day RSI | 49.28 | |||||
14-Day RSI | 51.89 | |||||
3-1 Month Momentum % | -16.15 | |||||
6-1 Month Momentum % | 38.93 | |||||
12-1 Month Momentum % | -80.66 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 1 | |||||
Quick Ratio | 1 | |||||
Cash Ratio | 0.22 | |||||
Days Sales Outstanding | 79.46 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -55.2 | |||||
Shareholder Yield % | -118.18 |
Profitability Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 13.42 | |||||
Operating Margin % | -113.91 | |||||
Net Margin % | -15.04 | |||||
EBITDA Margin % | -2.56 | |||||
FCF Margin % | -122.86 | |||||
OCF Margin % | -30.8 | |||||
ROE % | -16.7 | |||||
ROA % | -8.61 | |||||
ROIC % | -63.74 | |||||
3-Year ROIIC % | 5.32 | |||||
ROC (Joel Greenblatt) % | -29.34 | |||||
ROCE % | -8.58 | |||||
Moat Score | 2 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Forward PE Ratio | 27.5 | |||||
PS Ratio | 0.17 | |||||
PB Ratio | 0.54 | |||||
Price-to-Tangible-Book | 0.57 | |||||
EV-to-EBIT | -32.04 | |||||
EV-to-EBITDA | -105.05 | |||||
EV-to-Revenue | 2.69 | |||||
EV-to-FCF | -2.19 | |||||
Price-to-GF-Value | 1.33 | |||||
Earnings Yield (Greenblatt) % | -3.12 | |||||
FCF Yield % | -73.62 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Pineapple Financial Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 16.658 | ||
| EPS (TTM) ($) | -6.368 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | - | ||
| 3-Year Sortino Ratio | - | ||
| Volatility % | 217.49 | ||
| 14-Day RSI | 51.89 | ||
| 14-Day ATR ($) | 0.118134 | ||
| 20-Day SMA ($) | 1.07802 | ||
| 12-1 Month Momentum % | -80.66 | ||
| 52-Week Range ($) | 0.54 - 9.13 | ||
| Shares Outstanding (Mil) | 25.27 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Pineapple Financial Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Pineapple Financial Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| First quarter earnings results for 2027 | 2027-01-21 | In 163 days | ||
| Annual report for 2026 | 2026-12-03 | In 114 days | ||
| Third quarter earnings results for 2026 | 2026-07-20 | 0.91 (-0.17%) | ||
| Second quarter earnings results for 2026 | 2026-04-13 | 0.61 (+6.48%) | ||
| General meeting for 2026 | 2026-03-13 09:30 | 0.63 (-2.36%) | ||
| Webull Crypto DAT Virtual Webinar | 2026-03-11 13:40 | 0.65 (+1.32%) | ||
| First quarter earnings results for 2026 | 2026-01-21 | 0.97 (-8.49%) | ||
| Annual report for 2025 | 2025-12-03 | 3.30 (+4.10%) | ||
| 0.05:1 Stock Split | 2025-07-16 | 1.90 (-5.00%) | ||
| Third quarter earnings results for 2025 | 2025-07-14 | 1.60 (+53.46%) |
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Pineapple Financial Inc Frequently Asked Questions
What is Pineapple Financial Inc(PAPL)'s stock price today?
The current price of PAPL is $1.10. The 52 week high of PAPL is $9.13 and 52 week low is $0.54.
When is next earnings date of Pineapple Financial Inc(PAPL)?
The next earnings date of Pineapple Financial Inc(PAPL) is 2026-10-20 Est..
Does Pineapple Financial Inc(PAPL) pay dividends? If so, how much?
Pineapple Financial Inc(PAPL) does not pay dividend.
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