Business Description
Pineapple Financial Inc
NAICS : 526913
SIC : 7229
ISIN : CA72303K2074
Total Employee Number:
39Compare
Compare
Traded in other countries / regions
PAPL.USA IPO Date
2023-11-01Description
Pineapple Financial Inc is a Canada-based mortgage technology and brokerage company that provides mortgage brokerage services and technology solutions to Canadian mortgage agents, brokers, sub-brokers, brokerages, and consumers. Through its data-driven systems together with cloud-based tools, it offers advantages in the Canadian mortgage industry relative to alternative mortgage broker arrangements and also provides back office services.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.9 | |||||
Equity-to-Asset | 0.55 | |||||
Debt-to-Equity | 0.72 | |||||
Debt-to-EBITDA | -0.73 | |||||
Piotroski F-Score | 5/9 | |||||
Altman Z-Score | -1.75 | |||||
Beneish M-Score | 21.57 | |||||
WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 41.2 | |||||
3-Year EBITDA Growth Rate | 18.8 | |||||
3-Year EPS without NRI Growth Rate | 5.4 | |||||
3-Year FCF Growth Rate | 29.3 | |||||
3-Year Book Growth Rate | -62.6 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 38.17 | |||||
9-Day RSI | 38.24 | |||||
14-Day RSI | 41.49 | |||||
3-1 Month Momentum % | 58.92 | |||||
6-1 Month Momentum % | -45.08 | |||||
12-1 Month Momentum % | -41.11 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 1.15 | |||||
Quick Ratio | 1.15 | |||||
Cash Ratio | 0.88 | |||||
Days Sales Outstanding | 16.68 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -55.2 | |||||
Shareholder Yield % | -123.74 |
Profitability Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 7.64 | |||||
Operating Margin % | -74.93 | |||||
Net Margin % | -110.5 | |||||
EBITDA Margin % | -104.29 | |||||
FCF Margin % | -18.25 | |||||
OCF Margin % | -15.12 | |||||
ROE % | -587.41 | |||||
ROA % | -192.39 | |||||
ROIC % | -122.12 | |||||
3-Year ROIIC % | 5.32 | |||||
ROC (Joel Greenblatt) % | -1808.02 | |||||
ROCE % | -445.83 | |||||
Moat Score | 2 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Forward PE Ratio | 22.25 | |||||
PS Ratio | 0.05 | |||||
PB Ratio | 0.86 | |||||
Price-to-Tangible-Book | 0.95 | |||||
EV-to-EBIT | -0.91 | |||||
EV-to-EBITDA | -0.94 | |||||
EV-to-Revenue | 0.98 | |||||
EV-to-FCF | -5.37 | |||||
| Price-to-Net-Current-Asset-Value | 14.83 | |||||
Earnings Yield (Greenblatt) % | -109.89 | |||||
FCF Yield % | -20.14 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsGurus Latest Trades with AMEX:PAPL
You need a Premium membership or above to view this section.
Take a 7-Day Free Trial
No Available Data
Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Pineapple Financial Inc Executives
DetailsGF Valueâ„¢
Analyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 25.622 | ||
| EPS (TTM) ($) | -8.358 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | - | ||
| 3-Year Sortino Ratio | - | ||
| Volatility % | 300.6 | ||
| 14-Day RSI | 41.49 | ||
| 14-Day ATR ($) | 0.104895 | ||
| 20-Day SMA ($) | 0.998855 | ||
| 12-1 Month Momentum % | -41.11 | ||
| 52-Week Range ($) | 0.54 - 9.5299 | ||
| Shares Outstanding (Mil) | 26.09 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Pineapple Financial Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Pineapple Financial Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Annual report for 2026 | 2026-12-03 | In 159 days | ||
| Third quarter earnings results for 2026 | 2026-07-14 | In 17 days | ||
| Second quarter earnings results for 2026 | 2026-04-13 | 0.61 (+6.48%) | ||
| General meeting for 2026 | 2026-03-13 09:30 | 0.63 (-2.36%) | ||
| Webull Crypto DAT Virtual Webinar | 2026-03-11 13:40 | 0.65 (+1.32%) | ||
| First quarter earnings results for 2026 | 2026-01-21 | 0.97 (-8.49%) | ||
| Annual report for 2025 | 2025-12-03 | 3.30 (+4.10%) | ||
| 0.05:1 Stock Split | 2025-07-16 | 1.90 (-5.00%) | ||
| Third quarter earnings results for 2025 | 2025-07-14 | 1.60 (+53.46%) | ||
| Second quarter earnings results for 2025 | 2025-04-14 | 5.76 (+1.34%) |
Show
Entries
Pineapple Financial Inc Frequently Asked Questions
What is Pineapple Financial Inc(PAPL)'s stock price today?
The current price of PAPL is $0.89. The 52 week high of PAPL is $9.53 and 52 week low is $0.54.
When is next earnings date of Pineapple Financial Inc(PAPL)?
The next earnings date of Pineapple Financial Inc(PAPL) is 2026-07-14 Est..
Does Pineapple Financial Inc(PAPL) pay dividends? If so, how much?
Pineapple Financial Inc(PAPL) does not pay dividend.
Guru Commentaries on AMEX:PAPL
No articles.
Press Release
Articles on Pineapple Financial Inc
No articles.
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers